21 Ways to Rack Up $1,500 Before Christmas

Hands holding up a cluster of white Christmas lights in front of face in the dark
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

I know, I know. Christmas time already?

It’ll come up quick though so let’s think about presents. And delicious food. On average, people spend more than $1,000 on gifts, food, travel during the holidays. That’s a lot! But you can start prepping for that now to make it easier on yourself.

Below are some of our favorite ways to earn and save some money! Small consistent moves will pay off by the time December rolls around.

1. Play 3 Minute Games & Win Cash Over $1,000 Every Day

Productive games? It’s a thing. Check out Pocket7Games which despite the name, actually has 9 different classic games to choose from like Bingo Clash, Bubble Shot, 2048 Blitz, and more. 

Every day over $1,000 free cash is awarded to players who join the free entry events.  Win Amazon gift cards, and tech prizes like Xbox, AirPods, and iPads, too. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend referral!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

2. Earn Up to $200 Every Time You Win This Viral Bingo Game

Bingo Clash is the free modern version of bingo where you can play on your iPhone, and win big with cash and real-life prizes. Daily cash prizes and weeklong tournaments have prize pools that go up to $25,000! You can also win items like iPads, kitchen appliances, LEGO sets, other electronics, even cars.

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up BONUS points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win prizes, so check it out!

3. A Legit Way to Earn $750 This Week

You can get $750 direct deposited into your Cash App account and all you have to do is try out some deals. The catch? You can only do this once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

4. Get Paid for Playing Match 3 Games

Puzzle game lovers will love Match to Win, a free to play game where you can win cash rewards through 300+ exciting levels spanning across Hawaii, Paris, San Francisco, and more.

It’s simple. When you clear a level, you earn coins, which are redeemable for instant win scratchers, prize wheels, and sweepstakes up to $2,500! And yes, it’s legit – there are already over 135K reviews with a 4.5 average rating!

Also, join the daily Cash Dash event where players enter a sweepstakes race by collecting in-game trophies. Be among the first Top 25 players for bonus prizes of $5 to $10! Cash out via PayPal when you reach $7.

So download and play for free to start winning cash!

5. This Company Will Help Pay Off Your Credit Card Debt (Up to $50,000)

@nardly | Unsplash

Debt sucks but make sure it doesn’t get to Squid Game level debt, you know?

So if you have credit card debt of $50,000 or less, then AmONE can help by matching you with a low-interest loan to pay off all your balances.

This will leave you with just ONE bill each month, making it easier to manage as well as benefiting from a lower interest rate. AmOne starts at just 2.49% APR compared to credit cards that can go as high as 36%!

The lower the APR, the less interest over time you have to pay back which means getting out of debt even faster. Plus using AmONE has no credit score impact and repayment periods are flexible.

It only takes 2 minutes to check and you can get the funds as quick as 1 business day.

6. Turn Your iOS Screen Time Data Into Cash

Share information on how you use your iPhone and get rewarded with the MSR app.

MSR uses simple “video tasks” instead of boring surveys. A 2-minute video task pays out as much as an average 20-minute survey on other platforms. Easy!

You’ll earn points and redeem free gift cards from 40+ brands including Amazon, VISA, and more. Or you can earn straight cash via PayPal. Plus, it’s free to join! 

Within the first 4 weeks, members have earned more than $20 in rewards with minimal effort. There are also surveys and other earning opportunities available.

For extra rewards, refer friends to earn 40% of everything they get for passive earning!

7. Borrowing Money, in General, Isn't Fun but When You Need $500 to $4,000,* Try This

No one likes to borrow money but when you need it for repairs, medical reasons, large purchases, etc., then you do what you have to do.

OppLoans can help as they work to assist middle-income credit-challenged members to build credit history+ for a brighter financial future. “The rates were good, I have terrible credit and they were the only ones to approve me for a loan and they were very quick as well,” said James U.

Even better, applying won’t impact your FICO credit score^ so it doesn’t hurt to check!

Qualified borrowers can borrow from $500 to $4,000 depending on creditworthiness and state of residence.* And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

Available to residents of AL, AK, AZ, AR, CA, DE, FL, GA, HI, ID, IN, KS, KY, LA, MI, MN, MS, MO, MT, NM, ND, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WI, WY

8. Get $10 to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.

With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $10 for any first investment so create an account to get started.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

9. Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do. Check out Bubble Cash to go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. There are raffles to win BONUS cash on top of your regular winnings too!

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

10. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash, check it out.

11. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, upload any receipt, snap a pic with the app, and boom, you’ve got points for money.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

12. School Competitors in Solitaire and Ca$h In

Solitaire Cube is like regular Solitaire, except you get to play for real cash.

The free game matches you with players of the same skill level, so all is fair. Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

Deposit as little as $2 to start playing for real money tournaments, and there are always bonus cash opportunities to get even more value.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still play Solitaire Cube for free for prizes!

13. New Year, New Side Hustles. The Best Side Gigs and Remote Opportunities via This App

Side gigs and work-from-home opportunities are here to stay, and one of the easiest ways to find these jobs is via the free Steady app. Their community of ~3 million people says it’s one of the best free ways to find flexible jobs to earn extra money!

Once you securely link your bank account, the app’s Income Tracker feature will give you personal insights into the extra income you’re making.

Not only can you find thousands of new part-time opportunities every day, but you can also earn cash rewards through their Income Boosters perk. Basically, get paid to try out useful brands!

“I’ve made more money from my part-time gigs through Steady last month than my actual salary and I enjoy these jobs much more than my regular work!” – one of many positive reviews.

On average, Steady Members earn over $5,500 in extra income per year. It only takes a few minutes to sign up for free and answer some work history questions and what type of job you’re looking to see opportunities immediately!

14. Instantly Get Paid $1 for Each Survey (No Limit!)

By now, you’re probably familiar with surveys. If not, it’s a great way to earn side cash for just giving anonymous opinions and you can join several survey programs to increase earnings.

Add SurveyTime to your list, because what makes them different from others, is that you’ll instantly get paid $1 after each survey completion. No waiting around to accrue at least $15 to cash out, you can get paid right after!

And there’s no limit either, so you can take as many surveys as you want available. You can choose between Target, Amazon, or Walmart gift cards, PayPal, or Bitcoin via Coinbase.

It’s free & easy to start. Just head here to sign up, check your confirmation email, and answer a few introductory questions.

It takes a few days until the system learns your profile to match you with the best surveys so you might be disqualified for some surveys at the beginning. Then you can take as many surveys as you want and it’ll be clear on the site how long each survey would take. On average, each could take 10 minutes with some being as quick as 3 minutes!

15. Free Cash Back on Gas, Groceries, and More!

If you’re not already using a Cash Back app, you should. You literally get free money back on your purchases, so why not?

Download Checkout 51, a free rebates app where you’ll get Cash Back on gas, groceries, pharmacy items, and more.

Find the nearest gas station in-app, pump your gas, and upload your receipt to get money back!

Every Thursday, new offers will appear that you can add to your list. Shop at your favorite retailer in-store or online, upload your receipt, and earn Cash Back! Rewards can go up to $10, depending on the products you buy.

Checkout 51 has tons of ways to save money. Once you’ve earned $20, you can easily redeem via Paypal or check. New members even get a free $1 cash back for uploading their first receipt!

16. Affordable Car Insurance Exists - Here’s How You Could Save Up To $610

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.

EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

17. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves. And for a limited time, you can get 2x points multiplier to get even more points!

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

18. Not Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo on iOS, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.

You can play for free on iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

19. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

20. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

21. The Automated Financial Assistant That’ll Help You Save $720/Year

New Year’s resolutions are coming up but make savings an all-year event.

Just use Truebill, a free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

It’s simple:

  1. Download Truebill for free
  2. Link your bank accounts and credit cards so Truebill can analyze transactions (it’s secure and read-only access!)
  3. You’ll get monthly reports of your spending and how it changes over time

Plus:

  • The app will find all your recurring bills and subscriptions (even those you forgot about)
  • Truebill can help lower your bills by 20% (they negotiate for you)
  • The app also helps you start budgeting and set up auto-savings too

Save easier with Truebill and make your “new year, new you” vows count!

BONUS: Score Major Game Day Snacks for Free with This App

Win in the kitchen even before the Big Game starts with Ibotta, one of our favorite cash back apps that teamed up with your fav grocery store to give $20 worth of snacks for free.

It’s simple:

  1. Download the free app
  2. Add the 6 Big Game items to your grocery list (this includes pizza, nacho supplies, cookies, and more!)
  3. Head to your store and buy
  4. Upload the receipt & you’ll get 100% cash back on the items making them f-r-e-e

And beyond the Big Game, use Ibotta for all your everyday purchases to get free cash back in general. This includes online shopping, travel, restaurants, and more!

Ibotta is free to download so don’t miss out. You’ll also get $10 in Welcome Bonuses when you sign up!

BONUS 2: Start on New Year, New You - Get Paid to Lose Weight

Who’s ready for next year already? *raises hand

So why not get a jumpstart? Particularly when it comes to your fitness and weight goals. Time to get rid of that post-quarantine 15…or more!

And you might be extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called HealthyWage.

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:
1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

BONUS 3: Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning (and free to use) financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 0.50% APY3 (which is 8x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.

BONUS 4: The Easiest Way to Save $826 This Year

What’s something that could save you $826 a year and you can check in literally 30 seconds?

Your car insurance. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

A satisfied customer said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!” See how much you can save now!


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