Whether you pronounce it Target or “tar-jay,” we can all agree that this red store is pretty awesome. Even though I haven’t personally stepped foot into the store in a while, I utilize their drive-up service often. Paying via the app, and having someone bring the purchases to my trunk is the best!
It also helps me from buying anything extra, since you’re more likely to buy something if you touch it. But if you don’t want to worry about budgeting, and just want to go on a spending spree (who doesn’t?) especially with the holidays coming up, it’s possible!
Below are some of our favorite ways to earn and save some money. Small consistent moves will pay off so you can have a killer shopping spree.
1. Satisfyingly Pop Bubbles to Make Cash
Who loved popping bubble wrap growing up? I still do.
So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!
Check outwhere you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.
, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.
Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!
2. Get a Personal Loan Fast Even if You Have Bad Credit
Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.
Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan* for your short-term financial needs.
OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.
Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.
Here’s who can qualify:
- Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
- Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
- 18+ years old (19 if from AL or NE) and cannot be an active duty service member
- At least 90 days at current employer
- Have direct deposit
Qualified borrowers can borrow up to $4,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.
And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+
3. Get Paid for Playing Free Digital Scratch-Offs
Don’t bother going to the store to buy physical scratchers (they get expensive too).
Instead, play digital scratchers for free on Lucktastic to win money from the comfort of your home.
There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!
PRO-TIP to get the most gift cards for free: The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!
Redeem tokens for:
- Amazon gift cards
- Walmart gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Payouts start at just $5!
- Contest entries into big cash winnings
Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time. And until 12/8, a winner will get a chance to win an extra $250 in the Sugar Plum Surprise giveaway!
4. Get $5 to Invest in Google, Amazon, Tesla, Netflix, and More
You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can. And you don’t have to be rich either.
That’s because, an investment app, lets you start investing with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio.
With Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance. Plus claim bonus stock when you attend Stash’s virtual Stock Parties!
As a bonus, Stash is giving new membersso create an account to get started.
5. Scan the Stuff You Buy & Get Free Rewards
The exclusive(NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share yourthe more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
6. Play Solitaire to Win Cash. No Longer a Single Player Game.
Less than a few minutes. That’s all you need to win real cash when you play, a fun Solitaire game with a modern twist.
It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.
Players have already won! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.
If you like playing quick games for chances to win cash, check it out.
7. Pop Some Colorful Bubbles to Make Some Bank
The classic bubble game comes back with a modern twist where you have 3 minutes each game to pop or clear as many bubbles from the board as you can.
It’s called Bubble Shooter! Tournaments, and no matter your skill level, you can have fun against real players around the world.
Our favorite strategy? Hang multiple bubbles from a “parent” bubble, and then POP the parents so all the bubbles drop at once! It’s extremely satisfying to get those combos.
Play for free, and when you’re ready, switch over to cash games to earn faster! Cash game winners can win up to $10,000 (no joke).
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
8. Play 3 Minute Games & Win Cash Over $1,000 Every Day
When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games on iOS which despite the name, actually has 9 different classic games to choose from.
Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.
Every day over $1,000 free cash is awarded to players who join the free entry events. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!
More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.
9. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!
You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)
Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.
New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
10. School Competitors in Solitaire and Ca$h In
Check out, which is like regular Solitaire, except you get to play for real cash.
The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.
For a limited time, get a head-start in games with Aces already on the Foundation piles!
So if you think you can handle playing some
Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
11. 21 + Solitaire = Real 💰 and Serious Fun
Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!
It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves. And for a limited time, you can get 2x points multiplier to get even more points!
Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!
12. Not Your Grandma’s Bingo - Play Anywhere for Cash
Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.
However, you can ditch the paper sheets and giant stamps in favor of, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.
2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!
This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.
on iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
13. Earn Up to $200 Every Time You Win This Viral Bingo Game
When you think of bingo, you probably envision a room full of seniors stamping number cards. In other words, not terribly exciting.
But Bingo Clash on iOS, is the free modern version where you can play on your iPhone, and win big with cash and real-life prizes. There are daily cash prizes as well as weeklong tournaments with prize pools that can go up to $25,000!
You play against other people of similar skill in 1v1, tournaments, or multiplayer. It’s fair play as everyone gets the same card and the same numbers called out, but it’s how fast and accurate you are that will declare the winner!
Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up bonus points!
Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win cash/prizes, so check it out!
14. New Year, New Financially Responsible You Can Save Up to $720
Start using, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.
will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.
It’s also time to look forward to new life events since 2020 ruined most of our plans. But that usually comes with a cost. So prepare ahead of time by using Truebill which can save you over $720/year!
15. Affordable Car Insurance Exists - Here’s How You Could Save Up To $610
You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.
That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.
However, you canThey help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.
It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.
EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.
It’s a pretty simple process, soto see how much you could be saving on the road!
16. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Check your pockets; check your purse. And keep email receipts.
Grab all the recent receipts you have and scan them intoto earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.
There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.
Be sure toon us when you use promo code REWARD before scanning your first receipt!
17. Never Pay Overdraft Fees Again - Banking That Has Your Back
On average, people pay $250/year just on overdraft fees!
Instead of charging you for silly fees,, has your back. It’s an award-winning (and ) mobile banking app that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!
Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 0.50% APY3 (which is 8x4 the national average!) makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks.
Since Chime is, give it a shot and see how you like it.
18. Save $645/Year From Bill Negotiations Without Doing Much
“I loved that I had to do nothing and saved money” – Scott
“They’re awesome. No need to call and wait for hours to get a refund. They do all the hard work.”- Madhu
Bill creep is real and we just don’t have the time to keep tabs on it all. That’s where Trim steps in; they help you save money without you lifting a finger. They:
- Negotiate down your cable, internet, phone, and medical bills up to 30%
- Cancel any old or forgotten subscriptions still leeching your account(s)
- Help save money in a high-yield savings account of 4% APY on the first $2,000 saved
- Refund any bank fees you were unfairly charged on
- And more
You can try all of their services in a free 14-day trial. Trim customers save an average of $645 a year so start saving!
19. The Easiest Way to Save $826 This Year
What’s something that could save you $826 a year and you can check in literally 30 seconds?
Your car insurance. It’s easy:
- Head over to and connect your current insurance (no long form to fill out!)
- We’ll instantly check for a better deal
- See your savings!
and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.
A satisfied customer said “I left Geico. I was paying $150, now thanks to you guys, I’m only paying $50!” See how much you can save now!
20. Start on New Year, New You - Get Paid to Lose Weight
Who’s fed up with 2020? *raises hand
So why not get a jumpstart on a brighter 2021? Particularly when it comes to your fitness and weight goals. Time to get rid of that quarantine 15…or more!
And you might be extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!
It’s called HealthyWage.
They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.
So if you need some money motivation to lose weight, here’s how it works:
1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals
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