22 Ways to Rack Up $900 to Spend at Walmart

Hand holding a twenty dollar bill in front of a Walmart beauty aisle shelf
Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Walmart is the number one retailer in the world and for good reason. Their prices are pretty awesome and you’re most likely to find one within 15 minutes of your home. Not to mention the sheer amount of products they carry.

Even though I haven’t personally stepped foot into the store in a while, I utilize their free curbside pickup service. Paying online, and having someone bring the purchases to my trunk is the best!

It also helps me from buying anything extra, since you’re more likely to buy something if you touch it. But if you don’t want to worry about budgeting, and just want to go on a spending spree (who doesn’t?) especially with the holidays coming up, it’s possible!

Below are some of our favorite ways to earn and save some money. Small consistent moves will pay off so you can have a killer shopping spree.

1. Not Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.

You can play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

2. Satisfyingly Pop Bubbles to Make Cash

We love our classic bubble games here and even better when they’re shortened down to 3-minute games to pop as many as you can. Bonus points for clearing the whole board!Check out Bubble Cash where you play in groups of 5 or more and the top 3 for each game wins.

Drop a bunch of bubbles at once and get those high-scoring combos. Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

3. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash with no ads, check it out.

4. Get $5* to Invest in Amazon, Apple, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Apple, Facebook, Spotify, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing1 with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in major companies that you use or buy from regularly to make the investing process custom to you. Plus, it’s affordable.

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.*

5. Fetch All Your Receipts (Even Virtual) & Get Free Money Back for the Holidays

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

And since the holidays are coming up, get money back for all your online shopping as it’ll find e-receipts in your inbox!

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab a $2 welcome bonus on us (2,000 points) when you use promo code REWARD before scanning your first receipt!

6. Play 3 Minute Games & Win Cash Over $1,000 Every Day

When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games which despite the name, actually has 9 different classic games to choose from.

Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.

Every day over $1,000 free cash is awarded to players who join the free entry events. You can also win Amazon gift cards, and tech prizes like Xbox, AirPods, iPads, and more. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

7. Play B-I-N-G-O for Up to $25,000 C-A-S-H!

When you think of bingo, you probably envision a room full of seniors stamping number cards. In other words, not terribly exciting.

But Bingo Clash, is the free modern version where you can play on your phone, and win big with cash and real-life prizes. There are daily cash prizes as well as weeklong tournaments with prize pools that can go up to $25,000! You can also win items like iPads, kitchen appliances, LEGO sets, other electronics, even cars!

You play against other people of similar skill in 1v1, tournaments, or multiplayer. It’s fair play as everyone gets the same card and the same numbers called out, but it’s how fast and accurate you are that will declare the winner!

Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up bonus points!

Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash is free to play, is fun, and you could win cash/prizes, so check it out!

8. Get a Personal Loan Fast Even if You Have Bad Credit

Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.

Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan* for your short-term financial needs.

OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.

Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.

Here’s who can qualify:

  1. Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
  2. Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  3. 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  4. At least 90 days at current employer
  5. Have direct deposit

Qualified borrowers can borrow up to $4,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.

And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

9. Play Classic TV Game Shows (and More) for Cash at Home

Play classic TV game shows like Wheel of Fortune, The Price is Right: Super Plinko, and more, easily from home to win cash prizes from your phone.

The WorldWinner app hosted by Game Show Network prizes out $200,000 daily! The app has plenty of games to choose from like the TV game shows as well as:

  • Solitaire Rush
  • Angry Birds Champions
  • TRIVIAL PURSUIT
  • SCRABBLE Cubes
  • Catch 21
  • and more!

Play for free or compete in cash tournaments with entry fees that start at 88 cents. Easily switch between games depending on your mood. The app matches you with real players of similar skill and everyone gets the same game board, time, and limits for fair play.

WorldWinner has been around for more than 20 years and is trusted by top players around the world. So make game time even more productive by playing for cash prizes!

10. Get Paid for Playing Free Lotto Tickets

When you’re stuck at home, you have to keep yourself occupied. Make killing time fun and productive when you play free digital scratchers on Lucktastic. It’s just like getting the ones from the gas station, but…free.

There are a ton of different scratchers you can play, and you can earn both cash and tokens.

Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!

When you want to redeem your earnings, you can choose from:

  • Amazon gift cards
  • CVS gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Visa gift cards

Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time. You can also get a chance of up to $1M in cash prizes!

And before December 10th, you can enter the iHeartRadio Jingle Ball Meet & Greet contest where you can virtually meet an artist from the 2020 lineup. You could be chatting with Billie Eilish, Harry Styles, Doja Cat, Dua Lipa, Shawn Mendes, Sam Smith, or Lewis Capaldi exclusively through Lucktastic! 😍

11. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

12. Budgeting Made Easy With This App, Even if You Don’t Know How

First things first, if you have trouble budgeting, you’re not alone as most people actually don’t know how to. When you understand how much money comes in and how much goes out, it’ll all start making sense.

Truebill easily helps you budget, even if you’re clueless. Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

Truebill’s five-star reviews come from people formerly bad at budgeting. Nicole M. said Truebill “tracks spending and makes you accountable for every place your dollar is going. Shows you how a ‘few bucks’ here and there can really add up over time. It also gives you clues on how to save based on your spending. It’s like having a personal accountant tracking my money.”

Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it. Another user, Krystyna D. said, “This app is a lifesaver for budgeting. It lists your transactions in a minimalist and customizable way, has a spending graph that compares your current spending based on last month, and has a really great budgeting feature. I’ve been using the app for just about 7 months and they’ve done nothing but make a really great improvement to the service. I’ve tried some of the other services and they’re all cluttered and give you too much info without making what you want to see accessible.”

It’s simple but actionable budgeting that anyone can follow and it’s free to use! Join the many users today and control your spending with Truebill!

13. The Secret Shopping Hack To Use Before Buying Anything

Drobot Dean

Make it a habit to check this free app before buying anything online or in-store and you’ll be glad you did. Why? Because you’ll get major cash back!

Cash back. Our favorite word, since it’s essentially free money. Just use Ibotta, an app that pays you real money on your everyday purchases, from groceries (online/in-store), essentials, personal care items, to food delivery, to online shopping just by your receipts.

And with the holidays coming soon, this will be your best shopping hack to save.

Just remember to check Ibotta first before:

  • Shopping at popular stores and services like Target, Ralph’s, Trader Joe’s, Uber Eats, and more
  • Ordering groceries and delivery services like Walmart Grocery, Instacart, Shipt, and more. Link accounts & get cash back on eligible products within 24 hours after your order is picked up or delivered!
  • Online shopping from 100+ online retailers that include Sephora, Under Armour, Gap, and more to get money back

Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!

14. Affordable Car Insurance Exists - Here’s How You Could Save $610

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.

EverQuote can save drivers $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

15. Fun Times in 3 Minute Increments – A Classic Game for $

3 minutes.

Make as many 21s as you can within that time or until you run out of moves.

That’s the basic gist of 21 Blitz, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.

It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once which is perfect for home!

You can play for free against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.

Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

16. Like a Doctor’s Check-Up but for Finances, Plus Get Paid to Do It

Just like our health, our money needs checkups by experts. But since financial advisors are expensive, here’s the next best thing.

Status Money helps you analyze your finances by anonymously comparing you to people like you. Do you have more debt than others in your age group? How much do your peers spend on groceries every month?

The free-to-use budgeting app tracks your finances and shows how your Spending, Income, Net Worth, Assets, Debts, and Credit Score compare with people like you. It’ll also analyze your finances to help you make better money decisions. You can even chat with your peers anonymously to get tips and advice from the huge community.

Salman S. says, “Amazing financial tool and a game-changer. It’s such a shame that money talk has become taboo. How else are we supposed to know how we’re doing? Status is like a doctor’s check-up but for finances. I know exactly where I am now and where I need to go.”

Status Money will also reward you for taking that first step towards financially empowering yourself. Get $5 when you sign up and continue getting cash bonuses like $1 for linking a first bank account and $1 for linking a credit report. Earn even more when you act on the app’s personalized recommendations with no limit and no expiration!

17. School Competitors in Solitaire and Ca$h In

When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. If you’re a good Solitaire player, you could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

18. Pop Some Colorful Bubbles to Make Some Bank

The classic bubble game comes back with a modern twist where you have 3 minutes each game to pop or clear as many bubbles from the board as you can.

It’s called Bubble Shooter! Tournaments, and no matter your skill level, you can have fun against real players around the world.

Our favorite strategy? Hang multiple bubbles from a “parent” bubble, and then POP the parents so all the bubbles drop at once! It’s extremely satisfying to get those combos.

Play for free, and when you’re ready, switch over to cash games to earn faster! Cash game winners can win up to $10,000 (no joke).

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

19. Never Pay Overdraft Fees Again - Banking That Has Your Back This Holiday Season

People already spend a lot during the holiday season so don’t let avoidable overdraft fees add on to that bill. On average, people pay $250/year just on overdraft fees! That could’ve been a lot of nice presents right there.

Instead of punishing you for silly fees, Chime, has your back. It’s an award-winning (and free to use) mobile banking app that lets you overdraft up to $100 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no hidden fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 1.00% APY3 makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks. Get peace of mind too when you’re shopping for your holiday dinners and gifts while knowing you’ll never get over-drafted.

Since Chime free to use, give it a shot!

20. This Financial Assistant Can Save You Up to $645 a Year

When it comes to money, it’d be nice if someone can just tell us what we’re doing wrong or what we can do better. Since financial advisors can be expensive, we suggest the next best thing.

Trim, a financial assistant, talks to you via SMS or Facebook Messenger. It analyzes your spending patterns to see where you can save money, and it’ll also:

  • Negotiate down your cable, internet, phone, and medical bills up to 30%
  • Cancel any old or forgotten subscriptions still haunting your account(s)
  • Help save money in a high-yield savings account of 4% APY on the first $2,000
  • Refund any bank fees you were unfairly charged on
  • And more

Daniel H. already saved $50 in monthly savings from his cable bill when Trim negotiated for him, just in his first week of using the service. Not only will Trim save you time (and headaches) from dealing with reps, you’d also be saving money!

It’s free to sign up and you can try all of their premium services in a free 14-day trial. Afterward, you can choose to stay a free member or add-on optional paid services when you’re ready.

BONUS: Never Overpay for Car Insurance - Save $826 a Year

Let’s talk about the not-so-sexy topic of car insurance. You need it, you have it, but you’re probably overpaying for it. By how much though? It can depend on your car, location, age, and more, but on average you’re probably spending $826/year more than you need to.

You’ll know how much if you use Savvy to check for fast and easy savings. There are no forms to fill out since it uses your existing insurance info, and the system will instantly check for a better deal. It literally takes 30 seconds and they protect your phone number and email from spam.

Once Savvy finds you a better deal and you choose to switch, they’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

BONUS 2: This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!


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