23 Stupid Simple Ways to Make Extra Cash in 2019

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

At the beginning of each year it’s New Year, new you, right? But how long does that last? Now that we’re halfway through 2019, I’ll admit, I’m behind on my goals.

Yea I made my usual lose weight, save more money, and travel more resolutions, but let’s face it, these “goals” aren’t going to come true without a solid plan.

And to save more money? Well, it’ll be easier if you have more money to begin with, right? So we’ll focus on that and lay it all out – Here’s our list of stupid simple ways to make extra cash for the rest of 2019.

1. Never Pay Overdraft or Hidden Fees Again*

Common bank fees.

You’re aware of them, you try to avoid them, but you still get hit from time to time.

The worst are overdraft fees (especially when they come in bunches at around $33 per bounce).

Good news is that it can be completely avoidable by setting up No-Fee Overdraft with Varo.

There are no monthly account service fees, no foreign transaction fees, and fee-free withdrawals at 55,000+ Allpoint® ATMs worldwide. Also, Varo lets you overdraft up to $50 without charging any overdraft fees! You can conveniently use the Varo Visa® debit card anywhere Visa debit cards are accepted — and the Zero Liability‡ guarantees you won’t be responsible for any unauthorized charges made.

When you open your Varo bank account, you can open a high yield savings account too. Start earning 1.92% Annual Percentage Yield (APY)* on your savings and then move up to 2.80% APY* based on qualifying activity. To put this in perspective, the national average APY is only 0.09%!***

In addition, get your paycheck up to 2 days earlier with direct deposit.^

This is the new way to bank and it takes less than 5 minutes to learn more and apply for free.

2. Affordable Car Insurance Exists - Here’s How You Could Save $610 This Year

You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.

That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.

However, you can search for quotes easily on EverQuote. They help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.

It takes about 4 minutes to fill out the form and you’ll see a list of matches that show potential online quotes, email, and potential phone quotes.

EverQuote can save drivers $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.

It’s a pretty simple process, so try it out to see how much you could be saving on the road!

3. You Gotta Eat - Get Up to $240 Cash Back/Year in Grocery Purchases

Drobot Dean

Did you know that it’s 325% more expensive to eat out versus eating at home*? Maybe it’s time to make more trips to the grocery store instead.

And it’ll feel like you’re getting paid just for shopping!

It’s simple. All you have to do is take a picture of your grocery receipt and Ibotta (iOS or Android) will pay you cash.

Here’s how it works:

Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.

Ibotta is free to download on iOS or Android and you’ll also get up to $20 in Welcome Bonuses when you sign up! They’ve already given out $186 million dollars cash back to savers in 2019 alone.

Some offers we found:

  • 25 cents back on any item
  • $3 – $5 back on various wine
  • $2 back on KIND Protein Bars
  • 25 cents – $4 back on ice cream
  • $2 back on Herbal Essence Haircare

Popular stores are Walmart and Target, but Ibotta also works at restaurants, online shopping sites, and even at the bar. On average, active Ibotta users save up to $240 a year or more but the highest saver got $13,000 in cash back this year! What would you do with that extra money?

Welcome Bonus: Up to $20
Average savings a month: $20
What it could add up to in a year: $240
Additional Referral Earnings: $5 per referral

4. Medical Emergencies Happen - Here’s How To Afford the Unexpected

True story: My cousin was on a cruise to Canada, and while coming down the stairs, she missed a step and tumbled down. She later found out that she broke several bones in her left foot, and was unable to go to work for 3 weeks because of a massive cast.

Unfortunately, accidents like this can happen and it could be disastrous to your wallet and potentially your career.

Sure, you can always prepare by having a savings account devoted to “what if” moments, but if you find yourself in a tight spot, there are options that can help, like Opploans.

Even if you have a poor credit score you could still get a personal loan for short-term financial needs such as 6 to 24 months. Definitely useful for unexpected situations.

Submitting an application doesn’t affect your FICO credit score, so check if there’s a short-term personal loan that you may need for a medical emergency, major purchases, life events and more.

Here’s who can qualify:

  • Residents of AL, AR, AZ, DC, DE, FL, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, VA
  • Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  • Employed at your current job for at least 3 months
  • 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  • A traditional bank account in your name that’s been open for at least 90 days
  • You get your paychecks via direct deposit

Qualified borrowers will be able to borrow up to $4,000 depending on their state and eligibility. And when monthly payments are made back on the loan, Opploans will notify the 3 credit bureaus to build up your payment history and in turn, build your credit history!

5. Free Gift Cards Just for Going Shopping? Yes, please.

Go on your normal grocery shopping trips. Scan your receipt after. Get points towards gift cards. No extra fuss. No digital coupons to pre-select or specific stores to go to.

It’s perfect for the lazy but smart saver.

And it’s called Fetch Rewards, an iOS or Android app where you can scan ANY grocery receipt to get rewards, aka cash.

Scan receipts from supermarkets, neighborhood corner shops, wholesale clubs, drugstores, convenience stores, and even liquor stores. Unlike other apps, you’re not restricted to specific stores. As long as your receipt has any of the thousands of participating products, you’ll earn points to redeem for gift cards.

You can start redeeming points for rewards with as little as 3,000 points ($3). Grab a 2,000 points bonus ($2!) when you enter this referral code: REWARD before you scan your first receipt on your iOS or Android.

6. Stop Losing Money on Recurring Subs and Budget Better

Autopay can be both a blessing and a curse.

No more late payments, woohoo!

Wait, I’ve been paying for a service that I signed up as a free trial? Ouch.

And you wouldn’t be alone. 84% of people forget they have some sort of recurring subscription.

So stop letting money slip away and budget smarter with easy-to-use Truebill (iOS or Android)

You’ll see all your current subs at a glance and then you can decide which to cancel, which the app does for you. Even that pesky gym membership that’s typically so hard to get out of.

Truebill (iOS or Android) also has a killer budgeting feature: it pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

Already spending 74% of your dining budget and it’s not even mid-month? Time to cut back and the app will even alert you.

It’s simple but actionable money management that anyone can follow and it’s free to use!

7. Up To 40% Cash Back Automatically? Sign Us Up!

Saving money and getting cash back on purchases always sounds like a great idea – until you completely forget to take the steps to get the savings. There are SO many ways to save money while shopping, who can remember if it’s not automatic?

Rakuten (iOS or Android), previously called Ebates, can help you get cash back on everyday shopping as well as apparel, beauty, restaurants, and more, automatically. With Rakuten, you don’t even have to upload your receipts after your purchases. They’ll send you simple push notifications when your favorite stores increase their cash back deals or have a good sale.

Offering simple one-tap savings with no points or fees helps ensure that you get the most out of your purchases. So, before buying anything, hop into the iOS or Android app to see if you can get up to 40% cash back at over 2,500 stores.

They also have an amazing referral program where you can earn $25 for each eligible friend. New members get a $10 bonus too!

8. Cashing Out on The Everyday Things You Do Online

The average American spends 24 hours online a week(*), but for me, I know I definitely surpass that. If it’s the same for you, capitalize on all that online time by earning points you can redeem towards gift cards, and even better, cash.

You can do it with Swagbucks, a free rewards program on iOS or Android for the everyday things you do online.

Earn points by:

  • Watching entertaining videos
  • Shopping at your favorite retailers
  • Searching the web
  • Participating in surveys
  • Playing fun trivia games

Then you can redeem for a large variety of gift cards (Amazon, Target, Walmart, Starbucks are popular) or my favorite, Paypal Cash and Visa Gift Cards. Cash out in as little as $3!

You’ll even get a $5 bonus when you earn 2,500 SB points within your first 60 days. While you obviously won’t get rich doing this, you can nab an extra $10-$20 a month on them.

Keeping your profile updated and doing the Daily To-Do List will also earn you extra SB. There are a lot of opportunities so you can cash out early and often on your iOS or Android.

More Surveys, More Cash

When you have the downtime, there’s nothing easier than answering some questions in return for cash. If you want more surveys in your life, head over to MyPoints to sign up for free and similar to Swagbucks, you can participate in surveys, watch videos, and even read emails for points!

Points turn into gift cards from Amazon, Walmart, Starbucks, as well as PayPal Cash.

Get a $5 bonus when you complete your first 5 surveys!

9. Get $50 to Start Investing in Women and Deal with the Gender Pay Gap

You already know that women make less than men.

20% less actually(*)

So while women are almost half the workforce, earn more college and graduate degrees than men, there is still a gender pay gap to this day.

Also? Women’s salaries tend to peak earlier than men and their earnings drop significantly after having a child.(*) Men don’t.

That’s why it’s even more important to save for retirement, especially if you’re female. With females living at least 5 years longer than men(*), we have a very unique set of obstacles to overcome with our financials and to make sure we have enough money when we most need it.

That’s why Ellevest exists. It’s an investment service created by and designed for women.

Men are welcome to join as well but it’s the first company to take on the gender pay gap, different lifetime earnings, and longevity into account when constructing a portfolio.

It’s great for women that are just beginning to invest, want a more hands-off approach or those interested in goal-based investing (like Home, Retirement, Emergency Fund etc).

So while fewer women tend to invest vs men, studies show that when they do, they outperform men because they don’t overtrade, don’t panic in down markets, or pay too much in fees.(*)

When you start with Ellevest, you’ll choose some goals and then rank them in importance. You’ll then fill in some details on your current financial standings and then their system will analyze what you’ll need to achieve your goals. All the while, taking into account your current savings contributions, inflations, salary growth projects and other variables unique to females.

With a $0 minimum** and low fees, you could be taking control of your retirement in a few minutes when you set up a customized investment plan. Review first then commit later. Your future mature you will be thanking you.

Bonus: For a limited time, The Smart Wallet readers get $50 to start investing towards their first funded goal with no minimum balance!

We’re excited to be working with Ellevest to start this conversation about women and money. We will receive compensation if you become an Ellevest client.*

10. Get Paid for Playing Free Digital Scratch-Offs

Don’t bother going to the liquor store to buy physical scratchers (they get expensive too).

Instead, play digital scratchers for free on Lucktastic (iOS or Android)

There are a ton of different scratchers you can play, and you can earn both cash and tokens.

Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!

When you want to redeem your earnings, you can choose from:

  • Amazon gift cards
  • CVS gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Visa gift cards

Lucktastic (iOS or Android) keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.

Also until March 2020, their Crack the $1 Million Safe event will reward a lucky winner $1 million dollars!

11. Sky High-Interest Rates On Multiple Credit Cards? Consolidate to a Lower APR!

Mayday mayday, your financial situation is calling for help.

Especially if you have multiple credit cards with sky high-interest rates, and you’re falling behind on payments. You’re not alone, considering 47% of credit card accounts are carrying a balance at least one month over,* but why exist as one of many? Those interest fees will rack up and increase your balance.

Consider credit card debt consolidation! By borrowing money at a lower interest rate to pay off the outstanding balances from your credit cards, you can consolidate your multiple payments and high-interest rates into one!

Fiona makes it simple by matching you with a personalized low-interest loan to help pay off all your credit card balances. With their industry-leading matching technology, you can choose from a comprehensive range of top providers. It’s free to use and takes less than 60 seconds. Loans range from $1,000 to $100,0000 with rates as low as 3.84% APR. Loan terms are 24-84 months depending on the lender.

Fiona can also help with personal loans on home improvement, weddings, or other big purchases. You can even get a personal loan for unexpected emergency medical bills, so you can ease that anxiety that’s been building up!

12. Get $1 Million in Life Insurance for as Little as $8/Month

When you hear “life insurance” the first 2 things that might come to mind are death and finances. Ultimately it’s “I love you” money to your family after you’ve passed away.

So for most people, life insurance is logical but the long process could be deterring. Some life insurance companies can take up to 2.5 months for the approval process to complete, including lots of paperwork and a comprehensive medical exam which may be inconvenient.

But one company is trying to change all that. Bestow’s mission is to offer affordable term life insurance in under 5 minutes without you having to talk to anyone. No exam needed either.

You can get up to $1 million in coverage and they offer 2 years, 10 years and 20 years term options.

All of Bestow’s policies are underwritten by North American Company for Life and Health Insurance®, who’s been around for over 100 years and holds an A+ (Superior) rating with A.M. Best, a global credit rating agency for insurance companies.

In plain English terms, it means your policy is provided by dependable insurance giants who have been serving customers for many years.

So if you’re between the ages of 21-54, here’s what they’ll ask:

  • Your basic information (Name, Email, Address, SSN etc)
  • Some Life questions (medical history, hobbies, lifestyle)
  • Beneficiaries (who would receive the money after insured’s death)
  • Policy and payment details (If approved, you choose the monthly payment and enter credit card info)

Each policy has a “free look” period (usually 30 days) which means you can cancel if it’s not right for you and get a full refund.

And you can easily change your policy at any time based on life events like marriage, job loss, divorce etc.

Life insurance talk isn’t fun but Bestow is attempting to make it as easy as possible for people to get covered quickly. Go ahead and see what your rates are in just under 5 minutes. It’s the biggest “I love you” you can give to your loved ones.

*Bestow is currently not available in New York

13. iPhone Users Can School Competitors in Solitaire and Ca$h In

Solitaire Cube is like regular Solitaire, except you get to play for real cash!

Is there a catch? Yes but not really. I tried playing for free when I first started but I realized it would take me forever to get the tickets I need to play for real cash. I gave up and deposited $25 last week and I’ve already won $120.

The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube
players!

So if you think you can handle playing some Solitaire Cube to win some legit cash, definitely download this game for free.

Not available in AZ, AR, CT, DE, FL, LA, ME, MD, MT, SC, SD, TN, IN

14. Earn Up To $40,000 (!) A Year By Renting Out Your RV On the Most Trusted Platform

Hanson Lu

If you own an RV, you know this better than anyone else: it stays dormant almost all year. And it’s true, 80% of RVs go unused for 300 out of the 365 days.

While it’s great to have one ready for road-trip purposes, there are more productive (and profitable) ways to handle the sleeping beast.

With RVshare you can earn up to $40,000 a year by renting out your RV when you’re not using it. List for free on their marketplace and people looking to rent can connect with you. It’s kind of like an Airbnb but for RVs.

The marketplace is completely free to use, so you don’t have to worry about getting hit with a fee while your listing is active. RVshare only makes money when you do, so after your listing is booked they’ll take a small portion to keep the site up and running.

Your RV is protected. There’s nationwide (plus Canada) insurance for both parties along with 24/7 roadside assistance to ensure your RV is taken care of while on the road.

You could also list your RV as a stationary rental, meaning it can stay on your property. This works best if your RV is parked near potential travel destinations. (Sorry, HI residents are ineligible to list!)

So take that dormant RV and start turning it into cash! Since it’s free to list, just add your make and model and RVshare will show you how much you can earn this year.

15. An Innovative New Way to Improve Your Credit Scores Instantly - And it’s Free

Having a low credit score can impact a lot in your life, like the ability to rent an apartment, get a car, and even a cellphone plan.

That’s why it’s important to maintain positive credit card payment history and to keep credit utilization ratio in check (not using more than 30% of your credit line on any credit card).

Regardless of what your score is currently at though, everyone can use a boost to their 3 digit number, and Experian® wants to help.

A new feature called Experian Boost™ can help instantly improve your credit scores for free.

Experian does this by adding your positive payment history from utility and telecom bills to your Experian credit file. This is huge, because previously, your gas, water, electricity, TV, internet, and phone bills that you already pay for didn’t affect your credit. Now it does and to your benefit of potentially increasing your credit scores!

It’s simple to start, and all you need is a free Experian Boost membership and a few minutes to connect read-only permission to the online bank accounts you use to pay bills. Experian will check only utility and telecom payments and get you credit for the payments you’ve already been paying.

This process doesn’t hurt your credit at all and you can choose to remove the boost if you want.

Compared to expensive and drawn out credit repair services, this new alternative is the fastest and no-cost way to instantly improve your credit scores.

*Results may vary, see website for details.

16. Invest with as Little as $5 From Your Phone

If you feel a little clueless whenever there’s talk about investment portfolios, you’re not alone. It can sound overly complicated.

However, there’s an app that’s like an easy gateway to investing.

It’s called Stash, an investment app that only takes $5 to start and you’ll also get a $5 bonus after funding your first investment!

They curate from over 250 investments which include stocks and Exchange Traded Funds. You’ll get to choose where to put your money based on things like your personal beliefs, interests, and goals. Their newest feature, Stock-Back™ rewards* lets you invest in brands you spend on with the Stash debit card.* Purchased something at Amazon? Earn Amazon stock rewards. It’s like cash back but with stock!

Finally, investing is no longer for the elite 1% with Stash helping to make it so easy for the rest of us.

17. Buy Stuff Normally = Get Gift Cards You Actually Want

If you have room for 1 more app on your phone, then it needs to be this.

Actually, delete another app to make room for this one. It’s that good.

It’s called Drop, a free app for iOS or Android that gives you gift cards on stuff you already buy from your favorite stores and brands.

Your everyday purchases from Amazon, Trader Joe’s, and Walmart? You’ll get points for that. Points translate to gift cards so the more you collect, the more you can redeem!

The only thing you need to do is link any credit or debit card you usually use for buying stuff and that’s it! Drop (iOS or Android) will automatically recognize when you buy from your activated offers to reward.

There’s literally no downside to using this free app (iOS or Android) to get more gift cards. Use it on top of your loyalty points and credit card points for even more rewards!

LIMITED TIME OFFER: Use promo code SMARTWALLET to unlock 5,000 points ($5) automatically when you link your first card on Drop!

18. Play Games, Save Money, Win Cash. Saving is Actually Fun Now.

Look, we know saving money is boring, but it’s just one of those non-negotiables in life. 63% of Americans don’t even have enough to cover a $500 emergency. Yikes.

That’s why Long Game Savings (iOS or Android) is actually making saving fun by just playing free games on their app. Games are light and easy-to-play (think lotteries, scratchers, slots, and more) and you can win daily cash prizes up to $1M (yes, million) and crypto!

When you set up a savings account, you access the games. The more money you save, the more you can play and now, their new debit card lets you earn more rewards just by spending normally. It has a RoundUp feature that lets your purchases be rounded up to the nearest dollar with the change going towards your savings. So every time you’re buying a meal, getting stuff at Target, etc, you’re contributing to your savings and earning interest!

Long Game Savings (iOS or Android) is completely free-to-use as banks pay them, not you. There’s no way to lose money, but plenty of ways to earn and win! Plus you can withdraw your money at any time.

19. Get the Big Picture – Then Work on Fixing Your Score

Drobot Dean

It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.

Credit Sesame is a free credit monitoring service that helps you improve and maintain your score.

You’ll get an easy-to-read view of your total debt plus everything that is contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.

Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away. It’s free to use so this is definitely a must-have in everyone’s life.

20. Never Pay an Overdraft Fee Again - Here’s How

Overdraft fees. Sometimes your bank account is low and you forget about your upcoming Netflix auto-payment. Next thing you know, you’re in the negatives and the bank is emailing you that you’ve been charged a hefty fee.

There are also monthly maintenance fees ($10-$12 per month) and out of network ATM fees ($2.75 per transaction), both of which can add up over time. With those fees and overdraft fees of $35, you could be spending up to $329 a year(*) on hidden fees alone! Skip all the bank fees and download Chime, an online bank account with absolutely no hidden fees (yes, seriously).

With no monthly fees, no minimum balance requirement, and no foreign transaction fees Chime makes it easy to switch over. It’s also FDIC insured up to $250,000 and allows members to get direct deposit paychecks up to two days earlier than their coworkers. Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.

No hidden fees and potentially earlier payday. Chime is free to use, so why not give it a shot for a while and see how you like it?

21. Bet on Yourself to Get Healthier and Get Paid

Dejan K.

There’s nothing like money motivation right? Especially for fitness.

You might be extra inspired because there’s a health and wellness company that will pay you to lose weight. Seriously!

It’s called Healthywage.

They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.

So if you need some money motivation to lose weight, here’s how it works:

1. Start with the HealthyWage calculator (Read more)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals

22. iPhone Only: This Isn't Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the bingo hall and giant stamps in favor of Blackout Blitz on iPhones, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere.

You can play for free on your iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, FL, LA, ME, MT, SC, SD, TN, IN.

23. Get Paid for Your Knowledge and Win Cash Daily (If You’re Good)

Are you a self-proclaimed trivia king or queen? Got so much (sometimes useless) knowledge crammed in your head that you don’t know what to do with?

Test your trivia brain against friends or randoms on Skilli World and win actual cash if you do well! It won’t be like that other trivia game (*cough* HQ) where you only get cents if you win though. With Skilli World, win a minimum of $5 up to $1,000 depending on which trivia game you entered.

Categories range from Entertainment (TV, movies, etc) to History, Music, Geography, Lifestyle, Science, Sports, and more.

There are smaller tournaments going on 24/7 but the Daily Mastermind Tournament has special themed trivia questions every night at 9:30 PM EST with guaranteed prize pools. Previous themes have been Game of Thrones, Netflix, Harry Potter, Disney, and more.

So far, they’ve paid out $130,000+ in prizes! While the app is free to download and you get 2 free Golden Tickets to enter daily tournaments, you do normally have to pay an entrance fee for each tournament which ranges from $3 – $10. This makes the prize pot much bigger which benefits the winners so check it out and see if you can get paid for your knowledge!

*SkilliWorldi is not available in AZ, AK, CT, DE, FL, LA, MD, MO, SC, SD, TN


*Varo Annual Percentage Yield (APY) is accurate as of December 1, 2019. This rate is variable and may change. No minimum balance required to open account. Balance in Savings must be at least $0.01 to earn interest.

**Average ATM fee source: Bankrate

***0.09% national average APY: FDIC for the week of Feb 11, 2019 https://www.fdic.gov/regulations/resources/rates/#one

^Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

*EverQuote’s individual savings, if any, and premiums will vary by customer. Savings amount based on countrywide survey of users from Nov 2018 to Apr 2019 who reported old and new premiums.

*OppLoans APR ranges from 59%-199% depending on your state of residence (Rates and Terms here). Credit reporting not available for Texas residents.

*Ellevest: Information was obtained from third party sources, which we believe to be reliable but not guaranteed for accuracy or completeness. The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. The information provided does not take into account the specific objectives, financial situation or particular needs of any specific person. Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

**Account Requirements
Ellevest Digital doesn’t require you to maintain a minimum account balance. However, there are portfolio specific minimums (ranging from $1 to approximately $240). You may not receive the entire recommended portfolio until your account balance meets the respective portfolio minimum.

Rebalancing and Ongoing Management
Ellevest will not rebalance a portfolio until it meets the respective account balance minimum necessary to generate the required shares. This minimum is a function of portfolio allocation and the share price of individual holdings, which will vary.

*47% of credit card accounts carry a balance: CNBC

*Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

*Stash Stock-Back™ rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program.

*Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Account opening of the debit account is subject to Green Dot Bank approval. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Your debit account is insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC). Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

*SpotMe limits start at $20 and can be increased to $100 or more based on factors like Chime account activity or history

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