Turn a Couple Hours on Your Phone into Next Month’s Rent

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

After taxes, housing and food are the next to take away that hard-earned money. But of course, those are non-negotiable.

It doesn’t mean that it still won’t hurt every time that chunk of rent payment leaves your bank account and into someone else’s though. And during this weird pandemic time, money just in general is more stressful.

So that’s why it’d be cool to be able to make some money from your phone that you’re already staring into right? Even better when it’s for stuff you already do. We have some suggestions below that can help you earn some money for next month’s rent as well as managing your money more efficiently!

1. Get $5* to Invest in Google, Amazon, Tesla, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Google, Amazon, Tesla, etc., but you can.1 And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing with just $1.1 You can choose where to put your money in and they provide guidance and tools to help you along the way.3 You can invest in some of the major companies that you use or buy from regularly to make a custom Personal Portfolio4.

With Stash Growth and Stash+, you can also choose the Smart Portfolio4 option which offers hands-off stress-free investing since Stash will invest for you based on your risk tolerance.5 Plus claim bonus stock when you attend Stash’s virtual Stock Parties!

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.2

2. Satisfyingly Pop Bubbles to Make Cash

Who loved popping bubble wrap growing up? I still do.

So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!

Check out Bubble Cash where you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.

Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

3. Get Paid for Playing Free Digital Scratch-Offs

Don’t bother going to the store to buy physical scratchers (they get expensive too).

Instead, play digital scratchers for free on Lucktastic to win money from the comfort of your home.

There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!

PRO-TIP to get the most gift cards for free: The more you play, the more big bonuses you can unlock! Play all your scratch cards, look out for Today’s Bonus, and head to the Reward Wall to discover more fun games and cool products. That’ll build up your tokens much faster to redeem for more rewards!

Redeem tokens for:

  • Amazon gift cards
  • Walmart gift cards
  • Dunkin’ Donuts gift cards
  • Check mailed to you
  • Payouts start at just $5!
  • Contest entries into big cash winnings

Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.

Also until April 2021, their Crack the $1 Million Safe event will reward a lucky winner with up to $1 million dollars! Not bad for playing free scratchers, right? So download now to start earning free gift cards!

4. Get Paid to Take Popular Surveys, Watch Videos, and Even Read Emails With This Site

If you’re looking for an easy way to snag a little extra cash by being online, look no further. Inbox Dollars has a wide array of ways to make some money on the side.

Founded in 2000, Inbox Dollars has been around and paying customers for their opinions for over 19 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that sets them apart from the others.

You can stick to sharing your opinion and take surveys, but you can also watch videos, play games, and even read email for some extra cash. Who wouldn’t want to watch movie trailers for money?

They also offer cash back for online shopping and coupon cash rewards to use at the grocery store too!

So if you’re looking for some extra cash and enjoy a wide array of options to earn, Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

5. Play 3 Minute Games & Win Cash Over $1,000 Every Day

When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games on iOS which despite the name, actually has 9 different classic games to choose from.

Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.

Every day over $1,000 free cash is awarded to players who join the free entry events. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!

More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.

6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep email receipts.

Grab all the recent receipts you have and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

7. Get a Personal Loan Fast Even if You Have Bad Credit

Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.

Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan* for your short-term financial needs.

OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.

Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.

Here’s who can qualify:

  1. Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
  2. Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
  3. 18+ years old (19 if from AL or NE) and cannot be an active duty service member
  4. At least 90 days at current employer
  5. Have direct deposit

Qualified borrowers can borrow up to $4,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.

And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+

8. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

9. Not Your Grandma’s Bingo - Play Anywhere for Cash

Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.

However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo on iOS, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.

2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.

You can play for free on iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

10. School Competitors in Solitaire and Ca$h In

Check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.

The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

For a limited time, get a head-start in games with Aces already on the Foundation piles!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free. 

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

11. Play Solitaire to Win Cash. No Longer a Single Player Game.

Less than a few minutes. That’s all you need to win real cash when you play  Solitaire Cash, a fun Solitaire game with a modern twist.

It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.

Players have already won thousands of dollars! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.

If you like playing quick games for chances to win cash, check it out.

12. New Year, New Financially Responsible You Can Save Up to $720

Start using Truebill, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

Truebill will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.

It’s also time to look forward to new life events since 2020 ruined most of our plans. But that usually comes with a cost. So prepare ahead of time by using Truebill which can save you over $720/year!

13. 21 + Solitaire = Real 💰 and Serious Fun

Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!

It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves. And for a limited time, you can get 2x points multiplier to get even more points!

Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!

14. The Secret to Getting Free Cash Back

Alice Ly / The Bill Wizard

$200 a year. That’s how much free money on average a member gets just by using Ibotta, a free app that pays you real money on your everyday purchases.

That includes your groceries (online/in-store), essentials, food delivery, online shopping, basically anything. All you need to do is scan the receipt.

It’s super simple:

  1. Just check Ibotta first before shopping at your fav stores or delivery services
  2. Choose what offers or digital rebates you want (even mall rebates and restaurants!)
  3. Scan your receipt(s) into the app and get cash back!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop.

15. Never Overpay for Car Insurance - Save $826 a Year

On average you’re spending $826/year more than you need to on car insurance but in general, people don’t make the effort to check.

But you can check how much you can save in literally 30 seconds. It’s easy:

  1. Head over to The Smart Wallet’s auto insurance portal and connect your current insurance (no long form to fill out!)
  2. We’ll instantly check for a better deal
  3. See your savings!

Once we find you a better deal and you choose to switch, we’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

16. Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning (and free to use) mobile banking app that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no hidden fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 0.50% APY3 makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.


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