23 Ways Cool Moms Can Make Extra Money to Spend

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You’re not just any regular mom. You’re a cool mom.  Both a parental figure and the most awesome friend your child(ren) will have.

You’ll pass down your wisdom (and your love of tacos), be their biggest cheerleader, and bodily functions don’t phase you. That’s why you probably already know about some of these ways to make some side money for fun. If not, now you do!

Some activities you’re already all over it, like grocery shopping and spending time on your phone, etc. But to add an extra layer and make money on top of that? Excellent. So go ahead and try some (or all!) out and you’ll have some fun money to spend on yourself and on your kids.

1. School Competitors in Solitaire and Ca$h In

Solitaire Cube is like regular Solitaire, except you get to play for real cash.

The free game matches you with players of the same skill level, so all is fair. Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.

It’s easy to start:

  1. Tap now to download from the Samsung Galaxy Store
  2. Follow the instructions on screen to install
  3. Open the app and play!
  4. Practice playing for free and when ready, play for cash!

So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free to play on your Samsung. Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still play free for prizes!

BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

2. Get Paid Up to $600+ Listening to Free Music

If you don’t go a day without listening to some music, then immediately download this app.

Mode Earn App is a free Google Play app that literally pays you to listen to music. The more music played, the more you can earn points to redeem for cash, gift cards, and rewards. Choose from 100,000+ radio stations worldwide to discover new music or revisit your favorite artists.

Reward options include Amazon, Target, Starbucks, Google Play gift cards, PayPal Cash, and tech prizes like smartwatches, mini drones, bluetooth speakers, and more.

You can earn up to $600/year or more just listening to free music! The music plays from your Android lock screen and will periodically display muted video ads.

Other ways you can earn while listening to music (all optional):

  • Completely simple tasks/offers + surveys
  • Play games, the longer you play the more you earn
  • Watch simple 30-second video ads
  • Save money on your monthly bills
  • Refer friends to get up to $250 and 5% of their music earnings for life

Turn on the app whenever you want to listen to music and earn extra money while doing errands, jogging, working, or when you need a mood booster!

3. Get $10 to Invest in the Legal Cannabis Industry and Crypto. No Experience Necessary.

6 million customers already use Stash, an investment app, lets you start investing with as little as $1 and you can choose where to put your money, and they’ll provide guidance and tools to help. You can invest in some of the major companies that you regularly use to make a custom Personal Portfolio.

You can even invest in the legal cannabis industry which is big business as retail sales are projected to hit $70 BILLION by the end of 2028.* 

Plus, with Stash Growth and Stash+, you can also choose the Smart Portfolio option which offers hands-off stress-free investing based on your risk tolerance. You also get exposure to cryptocurrency through handpicked trusts managed by Grayscale. Stash’s customers can invest in the world’s largest Bitcoin fund, Grayscale Bitcoin Trust, and Grayscale Ethereum Trust, giving access and exposure to emerging asset classes via trusted investment vehicles. They make it easy to invest in crypto when you don’t know where to start!

It takes less than 2 minutes to start and they’ll even give you $10 to start investing when you sign up and deposit $5 or more into your Personal Portfolio.

Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

4. Shaq is Giving Away $50,000 on Steady

Yes, Shaquille O’Neal, former basketball player and co-founder of the free Steady app is giving away $50,000 to celebrate his 50th birthday! Members can enter to win $1,000 daily until May 27th just by completing Income Boosters for entries or sharing with friends for referral entries.

Steady provides one of the easiest ways to find side gigs and work-from-home opportunities. They already have a community of ~4 million people finding flexible jobs to earn extra money!

It’s simple:

  1. Download Steady and create a free account
  2. Securely link your bank account to track your financial progress
  3. Explore money-making opportunities!

On average, Steady Members can lift their income by an extra $5,500/year after joining Steady! It only takes a few minutes to sign up for free. Just answer a few work history questions, and start seeing opportunities immediately!

5. A Legit Way to Earn a $750 SHEIN Gift Card This Week

You can get a $750 SHEIN gift card this week and all you have to do is try out some deals. The catch? You can only get this reward once a year!

Seriously, anyone 18+ can join Flash Rewards is a rewards program that’s been around since 2016 and has rewarded $11 million dollars to members over time.

So how do you get the money? Answer: You just have to follow the instructions carefully!

Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.

  1. Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
  2. Take a quick Survey (it helps them figure out what offers & deals to recommend you)
  3. See if any Offers interest you (optional)
  4. Important: Get to Level 5 and follow the instructions on completing the specific number of deals for each level

You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!

6. Get Paid in Gift Cards if You’re Chill with Lock Screen Ads

The average person unlocks their phone over 100 times per day – you can get paid for doing it!

With the S’more lock screen, you get paid daily for unlocking your phone like you already do. Earn points every day and cash out with as little as $1!

S’more will pay you in gift cards to some of your favorite places. Why pay for coffee when you can use a S’more gift card to Starbucks? Put your phone to work for you and earn extra cash today.

Last year, S’more users have redeemed over $3,000,000 in gift cards to:

  • Amazon
  • Starbucks
  • Walmart
  • Target
  • Domino’s
  • CVS and more!

7. Try Out More New Games & Earn PayPal Cash

When you’re ready to add even more games to your lineup, then download Cash ‘Em All, an Android app that pays you to try out new games for yes, you guessed it, for cash. All are free to download!

Just earn coins from trying new games, and then you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And more good stuff

A 4,444 coin welcome bonus is yours immediately too when you sign in.  (Worth 50 cents!) If you’re impatient, you can cash out as low as $1 as well.

Enjoy playing new-to-you games for some side fun money on your Android!

8. Not Your Grandma’s Bingo - Play Anywhere for Cash

We’re not talking about the bingo game that cute grandparents play. Blackout Bingo counts on speed and accuracy. You play against real people and everyone gets the same card and balls so winning comes down to your skills, and not chance. Winners can get both cash and prizes!

Play for free without pop-up ads and when you’re ready, participate in cash tournaments where you can join in on the guaranteed $128,000 prize pool tournament!

Hot Tip: Wait until almost the end of the game to hit Bingo for the most points!

It’s free to download and play and while cash tournaments aren’t available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN, you can still play for prizes. BONUS: When you deposit for the first time, get a $5 bonus cash when you use code: TSW5

9. Get Paid to Try New Games. Regularly Cash Out Up to $25

Play games = make some money. All you need is Mistplay, an Android game platform where you can try new games to earn points redeemable for gift cards like Amazon, VISA, PlayStation Network, XBOX Live, and more.

In this Google Play app, all available free games are listed so just take your pick to try, especially high unit multiplier games! On average, players are cashing out between $10 – $25 regularly.

You’ll only get paid for playing games if Mistplay is running so be sure to always install games from the Mistplay app! New members get a BONUS 250 units just for signing up.

10. Get Quick Cash Within 48 Hours Just by Playing Games

When you need a couple of bucks now, just download Rewarded Play, where you can earn your first $5 gift card within 48 hours just by playing some games.

This free Android app has hundreds of games to choose from; including Yahtzee, Scrabble Go, and Design Home where you can earn cash quickly. Redeem points for the gift cards of your choice from 20+ retailers, including favorites like Target, Amazon, Walmart, Best Buy, etc.

Points add up quickly, so spend your phone time casually gaming to earn cash!

11. Get Paid to Improve Your Credit (Up to $100 in First 30 Days!)1

Drobot Dean

Good (or bad) credit can affect the rest of your life.

Keep on track with Credit Sesame, which provides free credit scoring, free credit reporting, and free credit-building1 through Sesame Cash, the first digital all-in-one account that actually rewards you for improving your credit score.2

You’ll build credit with everyday purchases, have access to your credit score daily3, get up to 15% cash back at select retailers4, and more. Earn up to $100 in the first 30 days!2

Your Sesame Cash debit card simply gives the credit-building benefits of a credit card but with debit. Just choose how much to set aside. There’s no credit check and zero fees or interest!5

As you use your debit card, Credit Sesame will update the bureaus to build your credit history, and on average Sesame Cash credit builder members improve by 34 points!

12. Make Easy Money Just Trying and Playing Games

One of the best ways to kill time is to check out new games that you can play to have fun and still feel productive. How?

Check out AppStation, an Android app that pays you to try out new games. Yes, you’ll get paid just to play games.

When you earn coins from trying new games, you can redeem for:

  • PayPal Cash
  • Amazon gift card
  • GameStop gift card
  • PlayStation Store gift card
  • Xbox Live gift card
  • And too much more to list

Nab a 4,444 coin welcome bonus too, which is basically around 50 cents in value. And if you don’t like to wait, you can choose to payout as low as $1.

If your friends want to get it on the money action from afar, introduce them to AppStation on Google Play, where you’ll get bonus coins and 25% of all their earnings. To make it a supportive group, your friends will also earn 25% of your earnings too!

13. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

Get rewarded for doing surveys, online shopping, uploading receipts, and playing fun games, but the one activity that earns you the most points is completing surveys. Redeem points for free gift cards, cash, and crypto vouchers. There are hundreds of different offers to explore and complete!

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

14. New Year, New Financially Responsible You Can Save Up to $720

Start using Truebill, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.

Truebill will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.

Download the app for free and let Truebill help save you over $720/year!

15. Get Paid Up to $225/Month Watching Viral Videos and Taking Fun Surveys

Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.

Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P

Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

16. Fetch All Your Receipts (Even Virtual) & Get Free Money Back

Alice Ly / The Smart Wallet

Check your pockets; check your purse. And keep receipts.

Grab all the recent receipts you have, even gas receipts, and scan them into Fetch Rewards to earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!

Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your gas station, restaurants, and drive-thru receipts too.

There’s no minimum spend, no need to manually select items, just scan in any receipt from any store or gas station, and it’ll automatically reward you. Use the free money to pay for your next tank of gas!

Be sure to grab 2,000 welcome points on us when you use promo code REWARD before scanning your first receipt!

17. The Secret to Getting Free Cash Back

$200 a year. That’s how much free money on average a member gets just by using Ibotta, a free app that pays you real money on your everyday purchases.

That includes your groceries (online/in-store), essentials, food delivery, online shopping, basically anything. All you need to do is scan the receipt.

It’s super simple:

  1. Just check Ibotta first before shopping at your fav stores or delivery services
  2. Choose what offers or digital rebates you want (even mall rebates and restaurants!)
  3. Scan your receipt(s) into the app and get cash back!

Ibotta is free to download and you’ll also get $10 in Welcome Bonuses when you sign up! It’s like you’re getting paid to shop, perfect for your New Year!

18. 500,000+ People Received Loans for Emergencies Regardless of Their Credit

Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*

Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+

OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!

I was able to be approved for a loan within minutes and received my direct deposit the very next business day. I’ve never requested a loan before and was very leery of the process with it being online, but was pleasantly surprised at the customer service and prompt follow-up.” – Amaris A.++

You can see a state-by-state breakdown of loan rates and terms here.

19. Affordable Car Insurance Exists - Save Up To $610

You’re probably overpaying on your current auto insurance without even realizing it.

  1. Just check on EverQuote to start comparing
  2. They’ll check from plenty of agencies to find you the best deal
  3. Pick your savings!

It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.

It’s super simple so try it out to see how much you could be saving on the road!

20. Never Pay Overdraft Fees Again - Banking That Has Your Back

On average, people pay $250/year just on overdraft fees!

Instead of charging you for silly fees, Chime, has your back. It’s an award-winning mobile financial app and debit card that lets you overdraft up to $200 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

Combined with no monthly fees, the ability to get paid up to 2 days earlier,2 and auto-savings starting at 0.50% APY3 (which is 8x4 the national average!) makes Chime a stellar online financial option that doesn’t focus on profiting off of you like traditional banks.

Since Chime is free to use, give it a shot and see how you like it.

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