21 Ways to Pay Off $30,000 in Student Loans
Besides mortgages (something else to “look forward” to), student loans are the next largest consumer debt in the U.S.
And even though you may feel alone in your burden, there are about 43 million Americans that are dealing with the same type of debt. And with the average student loan debt of $30,000, it can take almost 20 years to pay it all off!
And the term “debt” is misleading too. It’s associated with those that may not have been financially responsible but student loans trap you from the very beginning. We can’t just say that all 43 million Americans that have student loans are “irresponsible.” Far from it. They’re wanting higher education and are paying the long-term price.
So until that system can be fixed (if ever), we’re suggesting some things you can do to earn some side cash as well as manage your money more efficiently to help out with some payments. Even better when you can get paid for doing stuff you already do!
1. Get Free Money Back on All Your Shopping Hauls
Check your pockets; check your purse. And keep receipts for your iPhone.
Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.
Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.
It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!
2. Earn a $10 Amazon Gift Card by Trying New Games
When you’re ready to add even more games to your lineup, then download Cash Giraffe, an Android app that pays you to try out new games for, yes, you guessed it, cash. All are free to download!
Just earn coins from trying new games, and then you can redeem them for:
- PayPal Cash
- Amazon gift card
- GameStop gift card
- PlayStation Store gift card
- Xbox Live gift card
- And more good stuff
“Payouts are faster than most apps. PayPal rewards are small, but hey, it’s free money 💰 🤑“- Cassandra McGuire
A 3,599 coin welcome bonus is yours immediately too, when you sign in! Plus, get 200 coins for every friend you refer and 25% of their earnings.
3. Play New Games and Earn Branded Gift Cards
The more you play, the more rewards and gift cards you can get. That’s the gist of Mistplay, an app where you can try out new Android games to earn units/gems and make optional in-app purchases. Redeem units/gems for real gift cards, including Uber, VISA, Spotify, and more!
Play as many games as you want since you can earn more gift cards that way. Plus, there’s nobody to compete against! New members get a BONUS of 200 points just for signing up.
And yes, it’s legit and already has 10M+ downloads. Download the app for free and start racking up those gift cards!
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