“Invest in yourself first, the rest will follow.” – #bossbabe™
Well, 2020 is over. We have hopeful dreams for this year but first, let’s start by focusing on our finances. If you have more money, you can save even more. A recent FINRA study showed that 40% of Americans have less than $400 saved.
So we rounded up all the ways that you can start earning extra cash on the side since every bit can help! Start investing in yourself now and you could have a nice sum by the time Spring blossoms.
1. Play 3 Minute Games & Win Cash Over $1,000 Every Day
When you’re looking for more games to play that could actually be productive to your wallet, check out Pocket7Games on iOS which despite the name, actually has 9 different classic games to choose from.
Bingo Clash is the most popular, followed by Solitaire!, Bubble Shot, 21 Gold, Block Blitz, 2048 Blitz, Dunk Shot, Bubble Gold, and Cube Blast. Easily switch between games to play for fun or for cash against real players 1v1 or in a group.
Every day over $1,000 free cash is awarded to players who join the free entry events. You can also win Amazon gift cards, and tech prizes like Xbox, AirPods, iPads, and more. Never be bored with plenty of surprise events and activities that give free cash plus earn up to $40 per friend you invite to play Pocket7Games!
More than $70M in prizes have already been rewarded so get in on your share of the fun. Note that cash games are not available in AZ, AR, CT, DE, LA, MT, SC, SD, TN, VT.
2. Get Paid for Playing Free Digital Scratch-Offs
Don’t bother going to the store to buy physical scratchers (they get expensive too).
Instead, play digital scratchers for free on Lucktastic to win money from the comfort of your home.
There are a ton of different scratchers to play where you can earn both cash prizes and tokens. Tokens turn into gift cards or contest entries so collect as much as you can!
PRO-TIP to get more gift cards: Play all your scratch cards, Spin the Wheel daily for instant prizes and go to Today’s Bonus and try out free offers & games like Slotomania to earn the most tokens!
Then redeem tokens for:
- Amazon gift cards
- CVS gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Visa gift cards
- Contest entries into big cash events
Lucktastic keeps things free by showing a few ads here and there plus it’s easy to play and multi-task at the same time.
Also until April 2021, their Crack the $1 Million Safe event will reward a lucky winner $1 million dollars! Not bad for playing free scratchers, right? So download now to start earning free gift cards!
3. Get a Personal Loan Fast Even if You Have Bad Credit
Your credit score is important but sometimes, unfortunate circumstances happen to good people. It’s not always a fair representation of your financial history to be judged by 3 digits.
Even if you have a poor credit score and have been turned down by credit card companies, you could still qualify for a personal loan* for your short-term financial needs.
OppLoans can help. They work to rescue and rebuild middle-income credit-challenged members for a brighter financial future.
Submitting an application won’t impact your FICO credit score^ and you’ll be able to get the best personal loan that you may need for car repairs, medical, family, rent, major purchase, etc.
Here’s who can qualify:
- Residents of FL, AL, AR, AZ, DC, DE, GA, HI, ID, IL, IN, KY, KS, LA, ME, MI, MN, MS, MO, MT, ND, NE, NV, NM, OH, OK, OR, RI, SD, TN, TX, UT, SC, WA, WI, WY, or VA
- Have a minimum monthly income of $1,500 for the states listed above except AL is $3,500, and GA & ID is $3,000
- 18+ years old (19 if from AL or NE) and cannot be an active duty service member
- At least 90 days at current employer
- Have direct deposit
Qualified borrowers can borrow up to $4,000 depending on creditworthiness and state of residence.* “Payback is on a set term so no surprises and they are cheaper than those payday loans. I was able to get approved in just a few short hours. They really came through and helped me out!” Mike from Clover, SC.
And when monthly payments are made back on the loan, OppLoans will notify the 3 credit bureaus to build up your payment history!+
4. Play B-I-N-G-O for Up to $25,000 C-A-S-H!
When you think of bingo, you probably envision a room full of seniors stamping number cards. In other words, not terribly exciting.
But Bingo Clash on iOS, is the free modern version where you can play on your iPhone, and win big with cash and real-life prizes. There are daily cash prizes as well as weeklong tournaments with prize pools that can go up to $25,000! You can also win items like iPads, kitchen appliances, LEGO sets, other electronics, even cars!
You play against other people of similar skill in 1v1, tournaments, or multiplayer. It’s fair play as everyone gets the same card and the same numbers called out, but it’s how fast and accurate you are that will declare the winner!
Pro-tip: Don’t hit the Bingo button until almost the end of the game to rack up bonus points!
Play cash games for the bigger prizes but note that they aren’t available in these states AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT. However, Bingo Clash iOS is free to play, is fun, and you could win cash/prizes, so check it out!
5. Satisfyingly Pop Bubbles to Make Cash
Who loved popping bubble wrap growing up? I still do.
So when the classic bubble game is shortened to 3-minute games to pop as many as you can, it’s exhilarating. Bonus points for clearing the whole board!
Check outwhere you can go on a popping frenzy against real players online to win actual cash. Drop a bunch of bubbles at once and get those high-scoring combos.
, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles. Take part in thrilling raffles to win BONUS cash on top of your regular winnings. Plus, enjoy extra rewards every day.
Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!
6. Fetch All Your Receipts (Even Virtual) & Get Free Money Back
Check your pockets; check your purse. And keep email receipts.
Grab all the recent receipts you have and scan them intoto earn points towards free money. Even better? Connect your email inbox and it’ll count your email receipts too from Amazon, Instacart, Shipt, and more!
Basically, shop at any store (grocery, drugstore, warehouse, everywhere and online), snap a pic with the app, and boom, you’ve got points for money. Upload your restaurant and drive-thru receipts too.
There’s no minimum spend, no need to manually select items, just scan in any receipt from any store and it’ll automatically reward you.
Be sure toon us when you use promo code REWARD before scanning your first receipt!
7. Scan the Stuff You Buy & Get Free Rewards
The exclusive(NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share yourthe more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
8. Play Solitaire to Win Cash. No Longer a Single Player Game.
Less than a few minutes. That’s all you need to win real cash when you play, a fun Solitaire game with a modern twist.
It’s like regular Solitaire but you compete against other players at the same skill-level as yours to see who can solve the deck the fastest, and for cash! Play in groups of 5 or more and the top 3 for each game wins.
Players have already won! Solitaire Cash is free to download and play but cash tournaments are specifically not available in AZ, AR, IN, IA, LA, ME, MD, SC, MT & SD.
If you like playing quick games for chances to win cash with no ads, check it out.
9. New Year, New Financially Responsible You Can Save Up to $720
How much did you spend over the holidays? On average, Americans spend about $1,000!
You can get up to 70% of that back in the new year by using, a free money management app that’s like your own financial control center and personal finance assistant in one. The app groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.
will also alert you when services quietly raise fees, and will even cancel your hidden and unwanted subscriptions for you. Most importantly, Truebill can help lower your monthly bills by 20%! Yup, they negotiate for you so you don’t have to deal with talking to reps.
It’s also time to look forward to new life events since 2020 ruined most of our plans. But that usually comes with a cost. So prepare ahead of time by using Truebill which can save you over $720/year!
10. Affordable Car Insurance Exists - Here’s How You Could Save $610
You’re sharing the same roads with a lot of different people. Distracted people, oblivious people, road-rage people, etc. It’s best to cover yourself with insurance when everyone is operating a giant motor vehicle.
That’s why car insurance exists and is mandatory. You might be overpaying on your current insurance premium since it can be a hassle finding another provider.
However, you canThey help match you among dozens of regional agencies and insurance carriers to filter the best matches to save on your car insurance.
It takes less than 4 minutes to fill out the form and you’ll see a list of matches that show online quotes, email, and potential phone quotes.
EverQuote can save drivers $610 a year on average* compared to their current insurance premiums. Once you see your list of potential matches, choose the online ones you want or wait for more information via email or phone.
It’s a pretty simple process, soto see how much you could be saving on the road!
11. Get $5* to Invest in Amazon, Apple, Netflix, and More
You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Apple, Facebook, Spotify, etc., but you can. And you don’t have to be rich either.
That’s because, an investment app, lets you start investing1 with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in major companies that you use or buy from regularly to make the investing process custom to you. Plus, it’s affordable.
As a bonus, Stash is giving new membersso create an account to get started.*
12. School Competitors in Solitaire and Ca$h In
When you’re looking for something to do at home, check out Solitaire Cube, which is like regular Solitaire, except you get to play for real cash.
The game matches you with players of the same skill level, so all is fair. You could win some serious cash, like Katie N. who took home $380,984 as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more prizes.
You can deposit as little as $2 to start playing for real money, and there are always bonus cash opportunities to get even more value. Currently, there is a $350,000 prize pool tournament you can get in on!
So if you think you can handle playing some Solitaire Cube to win legit cash, definitely download this game for free.
Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
13. Fun Times in 3 Minute Increments – A Classic Game for $
Make as many 21s as you can within that time or until you run out of moves.
That’s the basic gist of 21 Blitz for iOS, a modern take on a classic game where you’re no longer just playing against the dealer but with actual people around the world.
It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once which is perfect for home!
You can play for free on iPhone against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.
Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.
14. Never Pay an Overdraft Fee Again - Here’s How
Overdraft fees. Sometimes your bank account is low and you forget about your upcoming Netflix auto-payment. Next thing you know, you’re in the negatives and the bank is emailing you that you’ve been charged a hefty fee.
Skip all the bank fees and, an online bank account with absolutely no hidden fees (yes, seriously) and savings at 0.50% APY.
Their latest feature, SpotMe, lets you continue with a needed transaction even if you overdraft. That extra $20 you needed for groceries? No worries, Chime will spot you up to $100.* When your next deposit arrives, Chime will just apply it to your negative balance.*
No monthly fees, no minimum balance requirement, no foreign transaction fees, and the account is also FDIC-insured up to $250,000. Members can** too since Chime processes your employer’s deposit immediately, giving you access quicker than traditional banks.
Chime is free to use, so why not give it a shot for a while and see how you like it?
15. Switch to Car Insurance as Low as $29/Month to Save Big
When was the last time you thought about car insurance? Most people only think about their insurance if they’re involved in an accident but rates change constantly.
Meaning you could be saving a lot of money and you wouldn’t have even known. On average, you’re probably spending $800+/year more than you need to.
You can easily check how much you can save with QuoteWizard, an auto insurance matching service provided by LendingTree. It’s just one form, and they’ll search through providers that include known companies like State Farm, Allstate, Farmers Insurance, and more.
Your monthly rate could be as low as $29/month! All you need is to fill out one form that asks the usual questions related to driver, car, and location and you’ll be matched with the best-for-you options. It’s easy and free to check, so see how you can save!
16. Not Your Grandma’s Bingo - Play Anywhere for Cash
Classic bingo is a game based on both luck and skill since it takes strategy to beat the odds of the house and the players around you.
However, you can ditch the paper sheets and giant stamps in favor of Blackout Bingo on iOS, a fast-paced and competitive bingo game that you can play anywhere on your phone. And even against your friends virtually.
2 minutes. That’s all you need per game where you play against another person around the world. Everyone sees the same card and balls so by daubing (tapping the number) fast and correctly, you’ll get bonus boosts for more points! Tap the incorrect number and points will get docked so don’t get sloppy!
This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere which is perfect for home.
You can play for free on iPhone against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $1,000 or more in mini-tournaments.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
17. Freelancer or Independent Contractor? This is the Bank for You
1099-MISC. 1099-NEC. Business expenses. Deductions. Etc.
These are common items that freelancers and independent contractors have to deal with but it can be a hassle or get confusing. Particularly when it comes to separating personal and business spend. Everyone can agree, tax time is never fun.
That’s why Lili, (awarded best bank account for freelancers from Fundera!), helps you focus on your business or side gig by offering mobile banking designed for freelancers.
There are no account fees, no overdraft fees, no minimum balance, no foreign transaction fees, and you can get paid up to 2 days earlier via direct deposit. Lili also provides tools like:
- Expense reports – They’re automatically generated!
- Expense management – It’s easy (and fun) to categorize by swiping left/right plus no need for separate bank accounts
- Tax Bucket – Helps you plan & prepare taxes all year long (instead of at the last minute).
All you need is 3 minutes to sign up, along with your SSN, (this is a bank account after all), and you’ll be on your way to a sleek, fee-free black VISA business debit card. Plus, there are over 38,000 free ATMs to withdraw money from.
They’ve even done the math and by using Lili, you’d save 60 hours and $1,700 per year. And yes, it’s free to sign up!
18. Start on New Year, New You - Get Paid to Lose Weight
Time to get rid of that quarantine 15…or more!
Get extra motivated because there’s a health and wellness company that will pay you to lose weight. Seriously!
It’s called HealthyWage.
They have a ton of testimonial/pictures on their site along with legit places reviewing them from CNN, The New York Times, Wall Street Journal, etc.
So if you need some money motivation to lose weight, here’s how it works:
1. Start with the HealthyWage calculator (Read More)
2. Decide on a weight goal & amount of time to achieve it
3. Bet on yourself ranging from $20-$150 a month
4. Achieve your goal and you could win up to $10,000 depending on your HealthyWager!
5. If you don’t achieve your goal, the money goes to support HealthyWage, including prizes for others who achieve their goals
19. Get $5 to Check Your Finances & Feel More Empowered in the New Year
Financial advisors are expensive, so that’s why we’re suggesting the next best thing.
, a free-to-use budgeting app, tracks your finances and shows how your Spending, Income, Net Worth, Assets, Debts, and Credit Score anonymously compares to other people like you. Do you have more debt than others in your age group? How much do your peers spend on groceries every month?
It’ll also help analyze your finances to help you make better money decisions. You can even chat with your peers anonymously to get tips and advice from the huge community.
Anonymous is the keyword here. You’ll get access to a lot of insight without the pressure of feeling small. It’s also important to start the new year with good financial know-how right?
For Status Money to get the whole picture of your finances, you’ll need to link your bank accounts. It’s safe. They use bank-grade security, encrypt your info, and will only have read-only access.
and continue getting cash bonuses like $1 for linking a first bank account and $1 for linking a credit report. Earn even more when you act on the app’s personalized recommendations with no limit and no expiration!
BONUS: The Secret Shopping Hack To Use Before Buying Anything
Make it a habit to check this free app before buying anything online or in-store and you’ll be glad you did. Why? Because you’ll get major cash back!
Cash back. Our favorite word, since it’s essentially free money. Just use Ibotta, an app that pays you real money on your everyday purchases, from groceries (online/in-store), essentials, personal care items, to food delivery, to online shopping just by your receipts.
And with the holidays coming soon, this will be your best shopping hack to save.
Just remember to check Ibotta first before:
- Shopping at popular stores and services like Target, Ralph’s, Trader Joe’s, Uber Eats, and more
- Ordering groceries and delivery services like Walmart Grocery, Instacart, Shipt, and more. Link accounts & get cash back on eligible products within 24 hours after your order is picked up or delivered!
- Online shopping from 100+ online retailers that include Sephora, Under Armour, Gap, and more to get money back
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!
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