15 Ways To Pay Rent When It’s Over $800 a Month

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

You feel it every month.

When that chunk of rent payment leaves your bank account and into someone else’s. It’s the price to pay for having your own living space and basically, a non-negotiable.

Because no matter what, you gotta keep adulting when you don’t want to move back in with family. Seriously.

So keep making those rent payments and we’re making it a little bit easier by suggesting some things you can do to earn some side cash as well as manage your money more efficiently. Even better when you can get paid for doing stuff you already do!

1. Get $5* to Invest in Amazon, Apple, Netflix, and More

Office Manager Sarah investing with $5 / Danny Guinta /*Photo for illustrative purposes only

You might think that investing is complicated. Or that you’ll never get a share of these well-known brands like Apple, Facebook, Spotify, etc., but you can. And you don’t have to be rich either.

That’s because Stash, an investment app, lets you start investing1 with just $1. You can choose where to put your money in and they provide guidance and tools to help you along the way. You can invest in major companies that you use or buy from regularly to make the investing process custom to you. Plus, it’s affordable.

As a bonus, Stash is giving new members $5 for any first investment so create an account to get started.*

2. Budgeting Made Easy With This App, Even if You Don’t Know How

First things first, if you have trouble budgeting, you’re not alone as most people actually don’t know how to. When you understand how much money comes in and how much goes out, it’ll all start making sense.

Truebill (iOS or Android) easily helps you budget, even if you’re clueless. Their simple to follow budgeting pulls your historical spending, organizes it, and allows you to clearly see your spending so you can set a target budget with context. (Aka you can see where you’re wasting money on).

Truebill’s five-star reviews come from people formerly bad at budgeting. Nicole M. said Truebill “tracks spending and makes you accountable for every place your dollar is going. Shows you how a ‘few bucks’ here and there can really add up over time. Also gives you clues on how to save based on your spending. It’s like having a personal accountant tracking my money.”

Truebill will also alert you if you’re getting a little too spend-happy in your budgeted categories so you know when to curb it. Another user, Krystyna D. said, “This app is a lifesaver for budgeting. It lists your transactions in a minimalist and customizable way, has a spending graph that compares your current spending based on last month, and has a really great budgeting feature. I’ve been using the app for just about 7 months and they’ve done nothing but make a really great improvement to the service. I’ve tried some of the other services and they’re all cluttered and give you too much info without making what you want to see accessible.”

It’s simple but actionable budgeting that anyone can follow and it’s free to use! Join the many users today and control your spending with Truebill iOS or Android!

3. Satisfyingly Pop Bubbles to Make Cash

We love our classic bubble games here and even better when they’re shortened down to 3-minute games to pop as many as you can. Bonus points for clearing the whole board!

Check out Bubble Cash where you play in groups of 5 or more and the top 3 for each game wins.

Drop a bunch of bubbles at once and get those high-scoring combos. Play for free, and then switch over to cash games whenever you want. Seriously though, cash game winners can win thousands of dollars…by popping bubbles.

Just note that cash tournaments aren’t available in AZ, AR, IA, LA, MD & SC but everywhere else is fair game to win actual money!

4. Never Overpay for Car Insurance - Save $826 a Year

Let’s talk about the not-so-sexy topic of car insurance. You need it, you have it, but you’re probably overpaying for it. By how much though? It can depend on your car, location, age, and more, but on average you’re probably spending $826/year more than you need to.

You’ll know how much if you use Savvy to check for fast and easy savings. There are no forms to fill out since it uses your existing insurance info, and the system will instantly check for a better deal. It literally takes 30 seconds and they protect your phone number and email from spam.

Once Savvy finds you a better deal and you choose to switch, they’ll help you cancel your old policy, enroll you in the better one, and get a full refund on the unused portion of your prior payments. It’s the simplest and easiest way to get a refund on your overpriced car insurance policy.

5. Scan the Stuff You Buy & Get Free Rewards

The exclusive National Consumer Panel (NCP) program is opening up again iOS and Android for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)

NCP is the premier market research panel that retailers and manufacturers have come to rely on to make product decisions for consumers such as yourself.

When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:

  • Gift Cards
  • Tablets
  • Electronic Equipment
  • Flat Screen TVs
  • and much more from their gift catalog!

Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!

The more you share your shopping habits (scan barcodes) on your iOS and Android, the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.

“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.

It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.

Register now to see if you’re eligible to be a National Consumer Panelist on iOS and Android.  Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.

6. Don’t Toss That Receipt! Do This First for Free Money

Alice Ly / The Smart Wallet

Before you crumple up that receipt in your pocket or forever lose it in the abyss of your purse, scan it into the Fetch Rewards iOS or Android app, and earn points towards free money. I repeat, free money.

It’s ridiculously simple and actually fun to use.

Shop at any grocery store, convenience store, club store, neighborhood store, or big box store, take a picture with the app, and that’s it. (Favorites include Target, Kroger, and Walmart!)

Unlike other apps, you don’t have to go to specific stores, there’s nothing to pre-select prior to shopping, and there’s no minimum spend. Just scan in any receipt from a store that sells groceries (even when you didn’t actually buy any groceries) and boom, points for money.

You can start cashing out as soon as $3 (3,000 points) and you can grab a $2 welcome bonus on us (2,000 points) when you use promo code REWARD before scanning your first receipt on your iOS or Android!

Welcome bonus: $2
Average savings a month (depends on purchases): $25
What it could add up to in a year: $302
Additional referral earnings: $2 per referral

7. Get Extra Cash Back on Grocery Pickup & Delivery Plus More

Who wouldn’t want cash back?

Use Ibotta, an app on iOS or Android that pays you real money on your everyday purchases, from groceries (both online and in-store), essentials, personal care items, to meal delivery to online shopping.

It’s simple:

  1. Just check Ibotta first to find offers, and when you purchase your items, scan the receipt to get cash back on your iOS or Android. Popular stores and services include Target, Ralph’s, Trader Joe’s, Uber Eats, and more.
  2. NEW: Online grocery purchase for pickup & delivery – Just open Ibotta, and see a list of supported grocery retailers and delivery services including Walmart Grocery, Instacart, Shipt, and more. Link accounts & get cash back on eligible products within 24 hours after your order is picked up or delivered!
  3. Online shopping – purchase from 100+ online retailers that include Sephora, Under Armour, Gap, and more to get money back.

Ibotta has also teamed up with 50 leading brand partners like Flipz®, Macy’s, TOMS, Jell-O, and more to be committed to giving $10 million in extra cash back for the new school year. This means you get more cash back than normal!

Ibotta is free to download on iOS or Android and you’ll also get up to $20 in Welcome Bonuses when you sign up so use it before buying anything!

8. Never Pay Overdraft Fees Again - Banking That Has Your Back (And Your Community’s!)

Overdraft fees. They’re avoidable yet people still get hit with them costing them an average of $250/year. That’s a lot of wasted money!

Instead of punishing you for silly fees, Chime, has your back. It’s an award-winning (and free to use) mobile banking app that lets you overdraft up to $100 with no fees1 via their SpotMe benefit. This means that $8 you were short on at the grocery store gets spotted and your account won’t overdraft, saving you money. Plus, you get a sleek-looking debit card!

They also care about empowering the community to take control of their finances too. That’s why they’ve teamed up with Grammy award-winning hip hop artist 21Savage as well as the Dallas Mavericks to provide free financial lesson plans to the youth community as well as guiding students to become entrepreneurs. #Values

Combined with no hidden fees, the ability to get paid 2 days earlier,2 and auto-savings starting at 1.00% APY makes Chime a stellar online banking option that doesn’t focus on profiting off of you like traditional banks. Since it’s free to use, give it a shot!

9. This Paid Survey Panel Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none as popular as Swagbucks, a free rewards program where you can earn cash for your time and opinion. Members can earn an average of $50 a month!

You get rewarded for doing surveys, searching the web, reading articles, watching videos, and playing fun games but the one activity that earns you the most points is completing surveys. (Don’t skip out on those!)

Points can then be redeemed for free gift cards, cash, and sweepstakes entries. All just by completing fun activities and giving your opinions.

New members can get a free $5 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

10. iPhone Players: This is Like Tetris But With No Gravity - Play Anywhere for Cash

If you enjoy playing Tetris and making colored cubes explode, then Jewel Blitz (iOS only) is your game.

Just 3 minutes. Clear as many rows or columns as you can by dragging tiles onto the puzzle board. You’ll get bonus points for combo explosions and depending on the cube color, different score values. Play with anyone in the world or with your friends!

This easy-to-learn game is awesome for killing time and earning cash all at once, anywhere.

You can play for free against real people for prizes or switch over to cash games to win…cash! Cash game winners can win up to $2,000 or more in mini-tournaments.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

11. Make Up to 2.80% Interest On Your Money with Fee-Free Banking

Traditional banks may2 seem to take every opportunity they can to squeeze more money out of you. With everything from a monthly service fee to various hidden fees nibbling away at your account balance. Enter Varo which was founded to provide banking services without the hidden fees.

Yep, Varo has no monthly service fees, no foreign transaction fees, and no ATM withdrawal fees. On top of having no fees, Varo lets you make more money on your money. Varo provides a high-yield savings account that starts at 0.81% Annual Percentage Yield (APY)1 that can move up to 2.80% APY1 based on qualifying activity. To put this into perspective, the average APY of the 5 biggest national banks is 0.09%.*

Varo has a few sweet extra features too:

  • Get your paycheck up to 2 days earlier^
  • No minimum balance requirement
  • Over 55,000+ AllPoint® ATMs worldwide to use your Varo Visa® debit card
  • Offers personal loans to pre-qualified customers who want to consolidate debt
  • Varo will send any paper check to anyone in the U.S. on your behalf
  • “Save the Change” rounds up your purchases to the nearest dollar and saves the difference to your Varo savings account

If you’re sick of being charged banking fees and want to make more out of your money, check out Varo. It takes less than 5 minutes to learn more and apply for free.

12. How to Get Paid $22/Hr Being a Grocery Shopper

Shipt.com

When you’re looking for a legit side gig, consider grocery shopping for others, instead.

Shipt is an app where members can request same-day deliveries on grocery, household, and more. After browsing through millions of products from stores like CVS, Target, ALDI, Costco,  and a lot more popular retailers, members create a shopping list.

This shopping list is then sent to a professional Shipt Shopper (potentially you!) who’ll head to the store, grab the items, and deliver. Shoppers are independent contractors and are paid up to $22/hr and more. Plus 100% of all tips are yours to keep!

So if you’re interested in a flexible side gig that helps out the community, have a valid driver’s license and auto insurance, a reliable car, know the difference between romaine and iceberg lettuce, apply here. Work whenever you want and get paid weekly!

13. Stack Your Cash Back Earnings with This App

When the coronavirus outbreak passes and the economy starts to rebound, we can get back to racking up rewards through our credit cards and travel reward programs.

In the meantime, free cash back apps like Drop, a free app on iOS or Android, offers a practical and rewarding alternative that gives points back for shopping online at all your favorite brands, completing surveys, and playing arcade games in-app.

There’s virtually limitless earning potential and the points you earn turn into free gift cards that you can redeem at places like Amazon, Whole Foods, Target, Uber Eats and so many more.

Here are some of our favorite offers on Drop right now:

  • Uber Eats – 50 points per $1
  • Walmart – 20 points per $1
  • eBay – 5 points per $1
  • Glossier – 80 points per $1
  • Lululemon – 120 points per $1 (limited time 3x boost!)
  • Disney+ – 10,000 points for new members
  • Instacart – 500 points for new members

This app is a no-brainer for anyone looking for new and fun ways to stretch their dollar at home!

Kickstart earnings today by using promo code SMARTWALLET to unlock 10,000 points ($10!!) automatically when you earn your first 1,000 points. (iOS or Android)

14. How to Save $2,500 Without Thinking About It

You’ve got enough to worry about so let Digit, a smart money app, do the work for you in saving money and to help you feel more in control of your finances.

Everyday it’ll analyze your spending habits and income, then choose just the right amount of money to save. Not so big that you’d miss it but enough to add to a good chunk of savings! It’s all automatic so you don’t have to do anything else but let it do its thing.

Digit members save an average of $2,500 a year, and the savings are FDIC-insured and available to transfer at any time. Plus savers also get a 0.1% annual savings bonus, a.k.a. free money!

Members say “You truly forget you’re even saving and then get SO excited when you open the app and see how much you saved in a short period of time. I’ve been a customer for over a year and Digit saving for me has NEVER interfered with my bills or anything. I love, love, love it! Something about not actively saving and having it somewhere else takes the temptation out of spending your savings.”

Try Digit free for 30 days and see how much it can save for you!

15. How Does Your Money Compare to Peers? Get $5 To Anonymously Check

If you’ve ever scrolled through your social media feed and thought “How do they have so much money?” keep reading.

People rarely talk about money openly, but we all wonder if our peers have more savings. Do they have more debt too? Are they really making a killing in the stock market? Everyone’s financial situations are different and it can be awkward to probe friends for answers.

Status Money is here to help. It connects you with a community of financially savvy peers so you can share financial tips and insights, compare financial stats, and find ways to save money. As a bonus, you’ll earn cash rewards when you act on personalized recommendations!

By seeing how others make their financial decisions, you’ll learn to make smarter money choices on your own without an expensive financial advisor. Join Status Money for free and stop wondering how your financial situation stacks up to other people!


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