How Much Should You Tip? For Millennials, More Than You Currently Do

by James Duffy
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Updated on December 11, 2023
Two young women having brunch together
Bruce Mars

Millennials have already killed Applebee’s, beer, napkins, and golf, to name a few. Next on the list?

Tipping.

Millennials are the stingiest generation in the country regarding tips, according to a survey from CreditCard.com.

Ten percent of millennials said they usually leave no tip, and around one-third tip under 15 percent. On the other end of the tipping spectrum, most seniors tip at least 20 percent.

It’s hard to pinpoint why 18-37-year-olds tighten their wallets when it’s time to tip. The survey found that many would prefer if bill service fees replaced tips.

Married couples and those with degrees also usually tip more, so younger millennials skew the numbers negatively.

Business Insider suggests tipping at least 10 percent, even for bad service, 15 percent for decent service, and 20 percent for great service.

Tips should also vary based on what service you’re paying for. For example, you’d give a waiter more than a delivery driver for the same meal.

Need a quick trick to calculate 20 percent? Move the decimal point in your bill to the left once and double the number; you’ll end up with just around 20.

For example, if your bill were $27.46, you’d get $2.74 when you move the decimal. Round up to an easier number like $2.75, and when you double it, you will get $5.50, about 20% of the original bill.

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