Do you know your most recent credit score?
Here’s the breakdown of ranges:
- Excellent Credit: 750+
- Good Credit: 700-749
- Fair Credit: 650-699
- Poor Credit: 600-649
- Bad Credit: below 600
I’m in the high “Fair” range due to missed payments but I keep a close eye on it with a free app that tells me my credit score every month: Credit Sesame.
There’s no credit card required and signing up does not impact your score.
I’ve been using the app since the New Year (one of my resolutions is to improve my credit score) and it’s reassuring to see my points slowly go up. Even if it’s just a little, I know I’m on the right path.
Credit Sesame is also liked by the big guys aka Forbes, CNN, The New York Times, TIME, & Wall Street Journal.
You get this for free:
- Free credit score update every month
- Daily alerts if anything changes in your credit report
- $50,000 in identity theft insurance
Remember that Equifax security breach last year when 44% of the United States population had their records accessed by hackers? Well if you’re ever a victim of identity theft, you’re insured with Credit Sesame just by being a free member. That alone was worth it to me.
So take control of your credit score by getting Credit Sesame on your phone.
For other helpful tips on boosting or building your credit score, we’ve compiled some of the best ways to do it!
