19 Interesting Money Moves For Your Partner Making Less Than $60,000 a Year

Female hands counting cash at a desk with day planner by side
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Show of hands – do you know how much your partner makes?

A survey from Fidelity revealed that 43% of even married couples don’t know how much the other makes. It can be an uncomfortable question but without knowing each other’s financial situation, it can be hard to make good decisions together.

Since the salary depends on the career and on location, the number varies wildly. However, everyone wants to think their money is just fine until it’s too late.

If your partner makes $60,000 or less, taxes will eat into it pretty quickly, so feel free to share these money moves to help out. Every little bit of making money or saving money helps! Some are even fun to do.

1. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!

We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!

That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.

You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.

Other perks:

  • Get paid up to 2 days early3 with direct deposit
  • Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
  • Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
  • FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
  • No minimum balance, no monthly fees, and no foreign transaction/transfer fees

Sign up for Chime and say goodbye to overdraft fees and other benefits!

2. Free Rewards Program Gives Out 7,000 Gift Cards Daily

There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.

Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash. 

New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!

3. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys

Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.

Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P

Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?

Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!

4. Merge Matching Blocks to Win Cash Prizes

Alice Ly | The Smart Wallet

When you want simple gameplay but with strategy baked in, check out  Tap n Merge Tournament, where you literally tap and merge number blocks to earn points.

Merge at least 3 of the same numbers to create a higher number block, and see how high of a number you can get within the 2 minute time frame. Our highest (so far) is 7! Combos and speed will also boost your overall score.

Play for free, and when you’re ready, switch over to cash games to earn faster. Cash game winners can win up to hundreds of dollars!

The relaxing background music, the gameplay, and the strategy involved will keep you entertained for a while.

Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.

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