5 Ways Seniors Can Save Right Now

Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.

Saving money never goes out of style. Nor is it considered old-fashioned.

If you’re looking for even more ways to save and to help live out your golden years without sacrificing lifestyle, then this will help.

Besides adjusting priorities (do you need that cable tv?) learn to take advantage of senior discounts as well. Some start as early as age 50!

Insurance and home projects can also add up too. Below are options to save even further (and have some fun at the same time!) to improve your financial well-being and way of life.

1. Enter for Your Chance to Win $5,000 to Walmart

What would you do with a free $5,000 gift card to Walmart?

Get an infrared sauna? A shuffleboard table? A complete patio set? The choices are endless and exciting to think about! It can even take care of your groceries and prescription for months.

So don’t miss your chance to enter the $5,000 sweepstakes NOW where you’ll be entered into the shopping spree along with the $50 daily giveaway! It’s free to enter, and you can enter daily for more chances (limit 3 per day).

2. Get a $100 Amazon Gift Card Within 24 Hours

How would you like to get a $100 Amazon gift card?

All you would need to do is enter some basic info about yourself, answer some survey questions that can help with household savings, and then discover some new offers! Once you complete 4 offers, you’ll be able to redeem a $100 gift card. This can be done within a day!

Offers vary from downloading and trying free online games, free trial offers, fun subscription boxes, entertainment services, and more. You’ll get to pick which works best for you and you can stay updated on your gift card status.

It’s not hard at all and since everyone could use a $100 Amazon gift card, get started now.

3. Earn Up to $200 A Month Watching Food, Entertainment, Health & Tech News TV

One of the easiest ways to earn some money is to become an Inbox Dollars member (it’s free to join) where you can watch their TV and Videos section that ranges from Trending News, Entertainment, Food, Health, Tech, and even the latest World News. You’ll also get $5 as a sign-up bonus too!

They set it up in playlists and they’ll tell you how long it takes as it can range from a few minutes to half an hour. This is great for learning something new like a recipe or keeping up with the news.

Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!

4. Play Solitaire to Win Real Cash

Keep your brain happy and active when you play a familiar game that’s been improved for modern times.

Solitaire Cube, which is like regular Solitaire but faster, is a fun game to pass time while winning money or prizes.

The game matches you with players of the same skill level so it’s fair. If you’re a good Solitaire player, you could win some serious money, like Katie N. who took home $380,984 last year as one of the Top 10 Solitaire Cube players! Even casual players like Amanda, a stay-at-home mom from IL, won a 55″ TV, $6,000, and more!

The game is free to download and play so try it out and see if you like it! You can play practice games and move on to cash tournaments whenever you’re ready.

Cash tournaments aren’t available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN.

5. She Saved Over $1,000 on Car Insurance - You Could Too

Car insurance. You need it, you have it, but you’re probably overpaying for it. By how much? It depends on your car, location, age, and more, but on average you’re probably spending $826/year or more than you need to.

Rates steadily increase in your mature years.

Take it from Johanna Brown who spent 25 years with Allstate before she finally found another company that could beat the price. It’s not exclusive either. Savvy saved her over $1,000 on her car insurance! Since there are no forms to fill out, the system can instantly check for a better deal. It literally takes 30 seconds.

Her tip? “A word of advice to doubtful potential customers, don’t act based on the initial quote if it seems low. You’d be missing out on potentially huge savings. Let the Savvy team do some research for you. I am thrilled and blown away at how I’m saving $1,000 a year when it initially quoted me $16!”

  1. Take 30 seconds now to check your rate
  2. If you want to cancel your old policy, they’ll enroll you in a better one and get a full refund on the unused portion of your prior payments

It’s the simplest and easiest way to save big and get a refund on your overpriced car insurance policy.

6. Find Out If You’re a $150K Winner!

No need to adjust your glasses or rub your eyes.

$150,000 winnings could be yours and it only takes a moment of your time to find out. Just head over here to fill in some quick information about yourself, answer some questions that can help you with household savings, and you’ll get a chance to spin the virtual slot machine!

After spinning, you’ll immediately know if you’ve won or not. If you’re not a winner, then you’ll get a second chance at another prize so don’t miss the chance to try!

7. Get Paid To Share Your Opinion Anytime

Your opinion is valuable and it gets more so with age. So valuable you deserve to earn extra money for sharing it with Survey Junkie. They pay members who participate in surveys about their shopping habits, cell phone usage, and more. It’s free to join, plus its common topics that are easy to answer.

Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 1,000 points (or $10) you can cash out.

Redeem via:

  • Online gift cards
  • Paypal cash
  • Bank transfer

Signing up for Survey Junkie only takes a few minutes and you’ll earn your first 100 ($1 value!) points just by creating an account, filling out an intro questionnaire, and verifying your email address. Easy.

After that, you’re free to participate in surveys that vary from 5 to 20 minutes to complete and new ones are constantly available.

So if you have some extra time, it’s an easy way to make some extra money just by giving your opinions!

8. Original Medicare Only Provides the Basics - Make Sure You’re Covered

Insurance is already confusing enough but when you start to break down Medicare, you’ll realize there are different parts, terms, and premiums that aren’t all free.

In a nutshell, Medicare is a federal health insurance program for Americans age 65 or over. Medicare is then broken down into Part A (Hospital care) and Part B (Medical care).

Part A is premium-free if you’ve worked for at least 10 years and paid for Medicare taxes during that time. Part B carries a premium that varies based on income.

Part A/B only provides the basics. Most people will need additional coverage for prescription drugs (Part D), dental care, hearing, and vision. That’s why a Medicare Supplement Plan can take care of the healthcare costs not covered by original Medicare.

  1. Easily search for coverage on Medicare Plan’s marketplace
  2. Fill out just one form so they can match you with reputable policies from the largest Medicare carriers

So if you are turning 65 soon or just took your Part B plan, now is the right time to invest in a Medicare supplemental plan. During this time you’ll have the least amount or no underwriting. Check out Medicare Plan with a free no-obligation quote or to learn more about Medicare supplement plans and their benefits.

9. Save Time, Effort and Up to $610 or More a Year On Car Insurance

Time is important. You’d rather play with your grandkids, read another chapter in your book, or dedicate another hour to your new hobby. Money is important too, since every bit of savings counts.

That’s why it’s a rule of thumb to review your car insurance policy every year to make sure it still fits your current needs and lifestyle. To save both time and money, go to US Insurance Online to get quotes from multiple provider sources in your area.

  1. Head to US Insurance Online and fill out some information regarding car & driver history
  2. Let them know who your current provider is and your coverage
  3. Fill out the contact information and select “Get Quotes”
  4. Speak with a licensed agent to go over the chosen quote(s)!

Many car insurance discounts start at age 50 and increase every 5 years. If you don’t drive as much anymore or switched to a safer car, chances are your premiums will decrease too.

10. Benefits + FREE Gift? Yes! | Join AARP today for all this!

Join AARP for just $12 your first year with automatic renewal, plus get a 2nd membership free for a household member!

Whether members want to enjoy discounts on things like meal deliveries, prescriptions not covered by Medicare, and eyeglasses, or get resources and information on social security, jobs, caregiving and retirement planning, AARP provides you with a wealth of opportunities to save money, play, learn and volunteer. And you’ll get AARP The Magazine.

Plus when you sign up today, pick a FREE gift – insulated trunk organizer or day bag! Join now!

BONUS: Protect Your Income When You’re Too Sick to Work

The coronavirus pandemic has added a great deal of uncertainty to everyday life. One way to financially prepare for the unexpected is to protect your income from serious illnesses.

That’s why disability insurance is recommended. You need it if you rely on your source of income to live out the rest of your life. Maybe you have family that depends on you as well.

Disability insurance isn’t just for injuries. In fact, illnesses (including mental health issues, such as depression) represent 90%* of long-term disability claims.

To make coverage more accessible and affordable, Breeze has built the first fully online disability insurance product.

  1. Get a rate by answering quick questions
  2. Choose your benefit period (most disabilities average 2 years)
  3. Complete a 15-minute online application

If you’re approved for coverage, you’ll receive paid benefits ($500 to $20,000) if you can’t work to make up for lost income.

It’s free to check out rates and you can apply online. Give yourself peace of mind for your financial well-being, especially in these troubling times!

BONUS 2: Get Guaranteed Life Insurance Regardless of Health History

There are few guarantees in life as you know by now, so when you can get guaranteed whole life insurance through Gerber Life, it’s time to take notice.

Ages 50-80 can apply and get guaranteed life insurance regardless of health history. There are no medical exams and no long health forms to fill out!

Coverage amounts range from $5,000 to $25,000 and a portion of premiums paid is set aside as cash value of your policy. The cash value builds over time and can be borrowed from when needed.

Easily get a free quote now by:

  1. Filling out a short form here
  2. Choose a quote
  3. Complete the application

This valuable whole life insurance helps cover final expenses, like medical bills, burial costs, unpaid debt, and more. It’s the best way to give peace of mind to yourself and to your family.