5 Ways Seniors Can Save Right Now
Saving money never goes out of style. Nor is it considered old-fashioned.
If you’re looking for even more ways to save and to help live out your golden years without sacrificing lifestyle, then this will help.
Besides adjusting priorities (do you need that cable tv?) learn to take advantage of senior discounts as well. Some start as early as age 50!
Insurance and home projects can also add up too. Below are options to save even further (and have some fun at the same time!) to improve your financial well-being and way of life.
1. Enter for Your Chance to Win $5,000 to Walmart
What would you do with a free $5,000 gift card to Walmart?
Get an infrared sauna? A shuffleboard table? A complete patio set? The choices are endless and exciting to think about! It can even take care of your groceries and prescription for months.
So don’t miss your chance to enter the $5,000 sweepstakes NOW where you’ll be entered into the shopping spree along with the $50 daily giveaway! It’s free to enter, and you can enter daily for more chances (limit 3 per day).
2. Get a $100 Amazon Gift Card Within 24 Hours
How would you like to get a $100 Amazon gift card?
All you would need to do is enter some basic info about yourself, answer some survey questions that can help with household savings, and then discover some new offers! Once you complete 4 offers, you’ll be able to redeem a $100 gift card. This can be done within a day!
Offers vary from downloading and trying free online games, free trial offers, fun subscription boxes, entertainment services, and more. You’ll get to pick which works best for you and you can stay updated on your gift card status.
It’s not hard at all and since everyone could use a $100 Amazon gift card, get started now.
3.
4.
5. Find Out If You’re a $150K Winner!
No need to adjust your glasses or rub your eyes.
$150,000 winnings could be yours and it only takes a moment of your time to find out. Just head over here to fill in some quick information about yourself, answer some questions that can help you with household savings, and you’ll get a chance to spin the virtual slot machine!
After spinning, you’ll immediately know if you’ve won or not. If you’re not a winner, then you’ll get a second chance at another prize so don’t miss the chance to try!
6.
7. Original Medicare Only Provides the Basics - Make Sure You’re Covered
Insurance is already confusing enough but when you start to break down Medicare, you’ll realize there are different parts, terms, and premiums that aren’t all free.
In a nutshell, Medicare is a federal health insurance program for Americans age 65 or over. Medicare is then broken down into Part A (Hospital care) and Part B (Medical care).
Part A is premium-free if you’ve worked for at least 10 years and paid for Medicare taxes during that time. Part B carries a premium that varies based on income.
Part A/B only provides the basics. Most people will need additional coverage for prescription drugs (Part D), dental care, hearing, and vision. That’s why a Medicare Supplement Plan can take care of the healthcare costs not covered by original Medicare.
- Easily search for coverage on Medicare Plan’s marketplace
- Fill out just one form so they can match you with reputable policies from the largest Medicare carriers
So if you are turning 65 soon or just took your Part B plan, now is the right time to invest in a Medicare supplemental plan. During this time you’ll have the least amount or no underwriting. Check out Medicare Plan with a free no-obligation quote or to learn more about Medicare supplement plans and their benefits.
8. Save Time, Effort and Up to $610 or More a Year On Car Insurance
Time is important. You’d rather play with your grandkids, read another chapter in your book, or dedicate another hour to your new hobby. Money is important too, since every bit of savings counts.
That’s why it’s a rule of thumb to review your car insurance policy every year to make sure it still fits your current needs and lifestyle. To save both time and money, go to US Insurance Online to get quotes from multiple provider sources in your area.
- Head to US Insurance Online and fill out some information regarding car & driver history
- Let them know who your current provider is and your coverage
- Fill out the contact information and select “Get Quotes”
- Speak with a licensed agent to go over the chosen quote(s)!
Many car insurance discounts start at age 50 and increase every 5 years. If you don’t drive as much anymore or switched to a safer car, chances are your premiums will decrease too.
9. Benefits + FREE Gift? Yes! | Join AARP today for all this!
Join AARP for just $12 your first year with automatic renewal, plus get a 2nd membership free for a household member!
Whether members want to enjoy discounts on things like meal deliveries, prescriptions not covered by Medicare, and eyeglasses, or get resources and information on social security, jobs, caregiving and retirement planning, AARP provides you with a wealth of opportunities to save money, play, learn and volunteer. And you’ll get AARP The Magazine.
Plus when you sign up today, pick a FREE gift – insulated trunk organizer or day bag! Join now!
10. Protect Your Income When You’re Too Sick to Work
The coronavirus pandemic has added a great deal of uncertainty to everyday life. One way to financially prepare for the unexpected is to protect your income from serious illnesses.
That’s why disability insurance is recommended. You need it if you rely on your source of income to live out the rest of your life. Maybe you have family that depends on you as well.
Disability insurance isn’t just for injuries. In fact, illnesses (including mental health issues, such as depression) represent 90%* of long-term disability claims.
To make coverage more accessible and affordable, Breeze has built the first fully online disability insurance product.
- Get a rate by answering quick questions
- Choose your benefit period (most disabilities average 2 years)
- Complete a 15-minute online application
If you’re approved for coverage, you’ll receive paid benefits ($500 to $20,000) if you can’t work to make up for lost income.
It’s free to check out rates and you can apply online. Give yourself peace of mind for your financial well-being, especially in these troubling times!
BONUS: Get Guaranteed Life Insurance Regardless of Health History
There are few guarantees in life as you know by now, so when you can get guaranteed whole life insurance through Gerber Life, it’s time to take notice.
Ages 50-80 can apply and get guaranteed life insurance regardless of health history. There are no medical exams and no long health forms to fill out!
Coverage amounts range from $5,000 to $25,000 and a portion of premiums paid is set aside as cash value of your policy. The cash value builds over time and can be borrowed from when needed.
Easily get a free quote now by:
- Filling out a short form here
- Choose a quote
- Complete the application
This valuable whole life insurance helps cover final expenses, like medical bills, burial costs, unpaid debt, and more. It’s the best way to give peace of mind to yourself and to your family.