Disclosure: We’re letting you know that this post contains sponsored links which The Smart Wallet receives compensation for, which may impact their order of appearance because talking about money should always be an honest discussion.
At the beginning of each year it’s New Year, new you, right? But how long does that last? Now that we’re halfway through 2019, I’ll admit, I’m behind on my goals.
Yea I made my usual lose weight, save more money, and travel more resolutions, but let’s face it, these “goals” aren’t going to come true without a solid plan.
And to save more money? Well, it’ll be easier if you have more money to begin with, right? So we’ll focus on that and lay it all out – Here’s our list of stupid simple ways to make extra cash for the rest of 2019.
1. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
2. 500,000+ People Received Loans for Emergencies Regardless of Their Credit
Gas prices are already high, so don’t let unexpected emergencies, like car repairs, house repairs, and more, stress you. Qualified borrowers can borrow between $500 and $4,000 through OppLoans, depending on the state of residence.*
Even better, applying won’t impact your FICO credit score^! Opploans reports customer payment history to the three major credit bureaus so that consistent on-time payments may improve credit score.+
OppLoans is also committed to helping customers build a better financial path forward. If OppLoans can’t give you the best rate, they’ll automatically check other lenders to see if you qualify for better terms!
“I was able to be approved for a loan within minutes and received my direct deposit the very next business day. I’ve never requested a loan before and was very leery of the process with it being online, but was pleasantly surprised at the customer service and prompt follow-up.” – Amaris A.++
You can see a state-by-state breakdown of loan rates and terms here.
3. 21 + Solitaire = Real 💰 and Serious Fun
Check out 21 Blitz, an extremely fun and fast-paced mobile card game. Play against real people at your skill level to compete for cash and prizes like tech, kitchen appliances, even a car!
It only takes 3 minutes to play. Make as many 21s as you can before the clock runs out or until you run out of moves.
Play for free against real people for prizes or switch over to cash games to win…well, cash! Currently, players are invited to play in a guaranteed $23,000 prize pool tournament. Plus, get up to $30 for each friend you refer. Cash tournaments not available in AZ, AR, CT, DE, LA, ME, MT, SC, SD, TN, IN but you can still win some amazing prizes!
4. The Best Financial App That’ll Save You $720/Year
Knowing your net worth isn’t just for rich people. It’s a financial report card that can tell you if you’re on the right track or if you need a wake-up call. To calculate it, you need the value of all your assets (things you own) minus your liabilities (things you owe). But wouldn’t it be nice if there were a tool that tracked your net worth over time for you?
Enter Rocket Money, the free money management app that’s like your personal finance assistant. It groups all your banking accounts together so you can see your earnings and spending in one spot. Plus, it helps you budget even if you don’t know how to.
- The app will find all your recurring bills and subscriptions (even those you forgot about)
- Rocket Money can help lower your bills by 20% (they negotiate for you)
- The app also helps you start budgeting and set up auto-savings too
- Their newest feature easily tracks your net worth
See what your savings could be with Rocket Money and start tracking your net worth too!
5. Scan the Stuff You Buy & Get Free Rewards
The exclusive National Consumer Panel (NCP) program is opening up again for more participants! This is your opportunity to make your consumer voice heard! (And get paid for it)
When you become a panelist, just use the app to scan the barcodes of items you purchase, provide a few additional transaction details, and you’ll earn points for:
- Gift Cards
- Tablets
- Electronic Equipment
- Flat Screen TVs
- and much more from their gift catalog!
Plus, all panelists are automatically entered into weekly, monthly, quarterly, and annual drawings to win extra points and gift cards – even a quarterly sweepstakes to win $5,000!
The more you share your shopping habits (scan barcodes), the more rewards you can get. You can also answer surveys and share information about your overall shopping trip.
“Scanning my purchases is fun! I also enjoy taking the surveys. Earning points is fast and easy and they have a great selection of rewards.” – Jennifer B.
It’s a fun way to earn more rewards on items you’ve already purchased and at no extra cost to you.
Register now to see if you’re eligible to be a National Consumer Panelist. Eligibility will be based on your location. If you don’t get accepted this time, don’t worry! They’re always expanding locations, so check back again.
6.
7. Affordable Car Insurance Exists - Save Up To $610
You’re probably overpaying on your current auto insurance without even realizing it.
- Just check on EverQuote to start comparing
- They’ll check from plenty of agencies to find you the best deal
- Pick your savings!
It literally takes less than 4 minutes to fill out the form to start saving big. EverQuote can save drivers up to $610 a year on average* compared to their current insurance premiums.
It’s super simple so try it out to see how much you could be saving on the road!
8. Empower Yourself Financially, Especially for Women
Whether you think about it or not, there are important realities in a women’s life.
Gender pay gaps where women make less than men, career breaks where women’s earnings drop significantly after having a child,(*) and longer than average lifespan meaning women need more money to live.
That’s why it’s vital to save for retirement and invest, especially if you’re female and why
Ellevest exists, an investment service and money membership created by and designed for women.
Men and those that identify as non-binary are welcome to join as well but it’s the first company to take on women’s unique set of obstacles when constructing an investment portfolio.
With affordable flat monthly fees starting at $1 and maxing at $9, you can be sure that your financial health is taken care of with personalized retirement planning (Plus and Executive memberships), investments with no asset management fees outside of your membership fee, and discounted sessions with career coaches and financial planners. Membership also includes an Ellevest debit card,* which gives you the option to round up spare change to help you save further** as well as unlimited ATM fee refunds.***
With the current world events, it’s even more important to make sure that your “future you” will be comfortable, so take advantage of the first free month and see how it can help you.
9. Invest in the Precious Metal Industry with Just $5. No Experience Necessary.
Investing doesn’t have to be complicated nor be expensive. You know you should start, but where to begin? How about investing in a material that’s been around since ancient times? Yep, gold.
There’s a reason why people buy gold (coins, bricks, etc) because it tends to shine whenever there’s political, economic, or financial unrest.
But there’s an easier way to invest in gold, digitally, via Stash, a microinvesting app that lets you invest with as little as $5 and takes less than 2 minutes to get started. They’ll even give you $10 to start investing.
They offer thousands of investments which include stocks and Exchange Traded Funds (“All That Glitters” is the gold ETF). You’ll get to choose where to put your money based on things like your personal beliefs, interests, and goals. Their newest feature, Stock-BackⓇ rewards1 lets you invest in brands you spend on with the Stash debit card.2 Purchased something at Amazon? Earn Amazon stock rewards. It’s like cash back but with stock!
Since paper money loses value over time, consider investing in gold, which is obviously popular as jewelry but is also widely used in dentistry and industrial electronics!
10. Work From Home: Earn $20 Per Hour to Start Teaching English To Kids Online
The past few months have been rough on Americans and their livelihoods. If you’ve been considering a side gig to supplement your primary income or need a job working from home, teach English online to kids ages 5-13!
EF Online (Education First) is a teaching platform helping to connect students in China and native English speakers for 20+ years with their global network of 600+ schools. You’ll experience a flexible schedule where you can work from home, earn up to $20/hr to start, with all lesson materials are provided. While teaching experience is preferred, it’s not required. Earn extra rewards the more you teach!
Here are the requirements:
- Must be a native English speaker living in the U.S.A with a Bachelor’s degree in any field
- By the start of your teacher’s contract term, you must earn and submit documentation of a 40 Hour TEFL (Teaching English as a Foreign Language) certification (or higher)
- Agree to an online background check (no cost to you)
- Be available to work during a set range of hours
- Have a solid wifi connection and headset
- And lastly, be passionate!
Classes are 25 minutes each and since EF Online encourages repeat classes, you might be teaching the same students regularly. In addition, parents can book you up to 6 months in advance leading to a more stable income.
If you enjoy interacting with kids, this is definitely a rewarding and flexible gig from home!
Note: The following U.S. states are excluded from this gig – CA, IN, MA, NH, NJ, NY, and IL.
11. Protect Your Income When You’re Too Sick to Work
The coronavirus pandemic has added a great deal of uncertainty to everyday life. One way to financially prepare for the unexpected is to protect your income from serious illnesses.
The best time to prepare is when you’re healthy. Yes, you’re taking the precautions and practicing social distancing. But what happens when your state decides to re-open and life resumes? There are still chances to get sick as there’s no vaccine currently. Plus, those who recover from COVID-19 may be at a greater risk for long-term health issues.
That’s why disability insurance is recommended. You need it if you rely on your source of income to live life. This is especially true if you have loved ones who financially depend on you.
Disability insurance isn’t just for injuries. In fact, illnesses (including mental health issues, such as depression) represent 90%* of long-term disability claims.
To make coverage more accessible and affordable, Breeze has built the first fully online disability insurance product. Answer some quick questions to get a rate in a matter of seconds. You can then choose your benefit period (most disabilities average 2 years) and complete a 15-minute online application.
If you’re approved for coverage, you’ll receive disability insurance benefits paid if you can’t work to make up for lost income. Plans start at $9/month* and benefit amounts range from $500 to $20,000.
It’s free to check out rates and you can apply online. Give yourself peace of mind, especially in these troubling times!
12. How to Get Paid $22/Hr Being a Grocery Shopper
When you’re looking for a legit side gig, consider grocery shopping for others, instead.
Shipt is an app where members can request same-day deliveries on grocery, household, and more. After browsing through millions of products from stores like CVS, Target, ALDI, Costco, and a lot more popular retailers, members create a shopping list.
This shopping list is then sent to a professional Shipt Shopper (potentially you!) who’ll head to the store, grab the items, and deliver. Shoppers are independent contractors and are paid up to $22/hr and more. Plus 100% of all tips are yours to keep!
So if you’re interested in a flexible side gig that helps out the community, have a valid driver’s license and auto insurance, a reliable car, know the difference between romaine and iceberg lettuce, apply here. Work whenever you want and get paid weekly!
Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.
