20 Money Moves For People Who Make Less Than $60,000/Year
Let’s face it, everyone can use a little help on their finances especially during these times. Regardless of what gets shared on your friend’s and family’s social media, no one knows the whole picture but themselves. Some may even be afraid to admit it.
It doesn’t have to get overwhelming though! When you’re ready to buckle down and tackle your finances, we can help with both unorthodox and classic suggestions.
Especially for those making less than $60,000 a year.
After taxes, that salary goes down quick but just start small with the money moves below to get back in control.
1. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 24 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
2. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to participants over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
3. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 120K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
4. Earn Up to $750 Trying Out Offers
Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.
Over 1 million members have gone through and got their rewards, and you can too! It’s simple.
Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.
You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.
Once you complete the levels you want, you can cash out and get the reward in a week!
5. Get $35,000 Worth of Debt Paid Regardless of Your Credit
Owe $35,000 or less on credit cards? Find a personal loan using MyLendingWallet to pay off all your balances and consolidate them into one balance to make it easier on yourself.
It takes 2 minutes to find loans regardless of your credit status, with APRs from 5.99% up to 36% max. Their network has over 100 vetted lenders, and you’ll be able to compare side-by-side with no obligation quickly.
There’s no credit score impact by checking and the repayment periods are flexible, ranging from 61 days to 72 months (6 years). Plus, you can get the funds as fast as 24 hours!
6. How to Earn Up To $120 or More Without Stress!
Earn extra cash by playing popular mobile games, taking surveys, watching videos, referring friends and family, and more! KashKick is free to use, and sign-up is super easy.
KashKick also pays you to refer friends and family, and you can earn a 25% Bonus off any offers your friends and family complete! (If your referral earns $100, you earn $25!)
“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans.
Find a new side hustle through this app and check daily to make that money wherever you are.
7. Get Free Money Back on All Your Shopping Hauls
Check your pockets; check your purse. And keep receipts for your iPhone.
Just grab all your recent receipts from your coffee runs, grocery trips, restaurants, and gas station fill-ups, scan them into Fetch Rewards on iOS, and earn points for free money! Connect your email account, as well, to count DIGITAL receipts from Amazon, Instacart, and more.
Basically, snap a pic of your receipt from anywhere, and that’s it; you’ve got points for money. There’s no minimum spend, no need to select items manually, scan in any receipt from any store or gas station, and it’ll automatically reward you.
It’s free and easy to use and is a must-have iOS app for anyone who buys stuff!
8. Turn Bingo Skills into Dollar Bills (Win from $1 up to $83 Per Game!)
Bingo Cash is a free-to-play modern version of the classic game, but you can win cash from your iPhone. The game has an App Store rating of 4.7 ⭐ and is currently ranked #6!
No luck involved, just speed and precise tapping of the right numbers on the board! Each game only takes 2 minutes, and everyone gets the same card and numbers, so it’s fair play. Finish among the top 3 winners and win gems or cash! You won’t get rich, but it can be consistent extra money you didn’t have before.
“Legit, and the cash out process is fast!” -CanosRUs
If you participate in cash tournaments, you can win up to $83 PER game. These typically have small entry fees, so practice first!
9. Get Paid Up to $89 Playing Match 3 Games
Puzzle game lovers will love Match to Win, a free-to-play game where you can win cash rewards through 300+ exciting levels. Redeem free chances to win REAL money on a daily and monthly basis. You can also win up to $2,500 instantly!
Yes, it’s legit – there are already over 277K reviews with a 4.5 average rating!
“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore
Play anytime you want, and you never have to spend any money to enjoy the game. Cash out via PayPal when you reach $7. So download and play for free to start winning cash!
10. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals
Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.
On average, frequent users earn an extra $340 a year for just getting things they already buy!
“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25 to get an additional 25¢ a gallon on their first gas purchase!
Gas offers are not currently available in NJ, WI, or UT.
11. Free Rewards Program Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.
Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash.
New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
12. This Company Pays Up to $5 for Every Survey You Complete
Getting paid for your opinions isn’t new and won’t make you rich, but it’s extra money that you otherwise wouldn’t have.
Sign up for Opinion Outpost (it’s free to join!), where they typically pay out $390K a month to their members just for completing surveys, including product tests (before items hit the shelf!), ad reviews (feedback on ads before launch), focus groups, and more. Earn up to $5 for every survey you complete and there’s no limit to how many you can take!
Important: Be sure to verify your email address so you can start earning!
Cash out starting at 50 points ($5) via PayPal or choose gift cards to Amazon, Target, Apple, and more. These are easy surveys with quick payouts, available 24/7, and you’ll help brands improve their products. Join the 25 million members worldwide already earning extra cash for free since 1998!
13. When It’s 2024, and You Still Have Credit Card Debt Under $100,000
Stop the anxiety attacks by getting rid of your debt. If you owe $100,000 or less, AmONE can help by matching you with a low-interest loan to pay off all your balances. Problem solved.
Their interest rates start at just 6.40% compared to credit cards, which can go as high as 36%! Plus, it’s only one monthly bill, making it way easier to manage.
There’s also no credit score impact to check, and repayment periods are flexible. Take 2 minutes to check, and you can get funds as quickly as 48 hours to wipe that credit card debt!
14. The Money App Backed by Celebrities That Saves AND Invests for You
Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
Some of the sponsored links that appear on this page are from companies that offer investment advisory services. They compensate us; for details on our compensation arrangements, please click here.